2S243 Harter Rd, Elburn, IL 60119 Property Records

Kane County property record for 2S243 Harter Rd, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,119 sqft · built 1964
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2021)
Tax Bill	$6,511 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-26-128-005`

Property Details

APN / Parcel Number

Primary APN	`10-26-128-005`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,119 sqft Living Area
1st Floor Area	1,119 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Construction Type	Frame
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2S243 HARTER RD
City	ELBURN
State	IL
Zip	60119-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NIER SUB. - LOT 1
Legal Subdivision	NIER SUB
Legal Block	3
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	KANEVILLE
Census Block Group	3
Census Block	3053
Census Tract	852403

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2S243 HARTER RD, ELBURN, IL 60119-9742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 26, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Nov 28, 2012 · Amount on Record
Deed Document Number	202165027
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 25, 2021
Property Address	2S243 HARTER RD, ELBURN, IL 60119-9742
Document Number	0000065027
Instrument Date	Jul 23, 2021
Instrument	2021K065027
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S951 GREEN RD, ELBURN, IL 60119-9771
Investor	Possibly a Property Investor

Mortgage

Document Number	0000065028
Date	Aug 25, 2021
Instrument	2021K065028

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2S243 HARTER RD, ELBURN, IL 60119-9742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064403
Date	Oct 26, 2020
Instrument	2020K064403

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	266 Months
Due	Dec 1, 2042

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Kaneville Township
Municipality	Kaneville Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,511.00 (+8.46%) Homeowner's exemption	$93,696 (+8.14%) Land $25,430 Building $68,266	$281,200 (+8.14%) Land $76,321 Building $204,880
2024		$86,643 (+17.07%) Land $23,516 Building $63,127	$260,033 (+17.11%) Land $70,576 Building $189,457
2022	$6,003.00 (+3.32%) Homeowner's exemption	$74,012 (+4.35%) Land $20,088 Building $53,924	$222,036 (+4.35%) Land $60,264 Building $161,772
2021	$5,810.00 Homeowner's exemption	$70,927 Land $19,251 Building $51,676	$212,781 Land $57,753 Building $155,028

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NewarkNet, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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