San Mateo County property record for 2998 Summit Dr, Hillsborough, CA 94010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,580 sqft · built 1972 |
| Lot Size | 0.503 acres (21,911 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $700,000 (May 1994) |
| Tax Bill | $21,295 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Nov 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-232-180 |
| Primary APN | 027-232-180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,580 sqft Living Area |
| Gross Area | 3,560 sqft |
| 1st Floor Area | 2,460 sqft |
| 2nd Floor Area | 120 sqft |
| Basement Area | 980 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 21,911 sqft (0.503 acres) |
| Lot Dimensions | 166 ft deep x 137 ft wide |
| View / Lot | Corner |
| Garage Type | Basement |
| Garage Area | 980 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2998 SUMMIT DR |
|---|---|
| City | HILLSBOROUGH |
| State | CA |
| Zip | 94010-6255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10025 |
| Legal Description | LOT 1 SUMMIT OAKS NO 2 RSM 67/6 |
| Legal Subdivision | SUMMIT OAKS NO 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 605600 |
2998 Summit Dr is owner-occupied and held in a trust since September 2021.
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2998 SUMMIT DR, HILLSBOROUGH, CA 94010-6255 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Nov 24, 2021 | Intrafamily Transfer, Transfer ATLAS TITLE COMPANY |
| Nov 24, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Feb 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 1994 · Amount on File |
| Deed Sale | May 6, 1994 · Amount on File |
| Deed Document Number | 199480920 |
| Last Transfer Date | Sep 14, 2021 |
| Transfer Doc | 0000162777 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 2998 SUMMIT DR, HILLSBOROUGH, CA 94010-6255 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2998 SUMMIT DR, HILLSBOROUGH, CA 94010-6255 |
| Document Number | 0000062515 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2023-062515 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Nov 24, 2021 |
| Property Address | 2998 SUMMIT DR, HILLSBOROUGH, CA 94010-6255 |
| Document Number | 0000162779 |
| Map Reference | MB 67 PG 6 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 2021-162779 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATLAS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2998 SUMMIT DR, HILLSBOROUGH, CA 94010-6255 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Nov 24, 2021 |
| Property Address | 2998 SUMMIT DR, HILLSBOROUGH, CA 94010-6255 |
| Document Number | 0000162777 |
| Map Reference | MB 67 PG 6 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 2021-162777 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2998 SUMMIT DR, HILLSBOROUGH, CA 94010-6255 |
| Document Number | 0000162778 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021-162778 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Feb 9, 2018 |
| Property Address | 2998 SUMMIT DR, HILLSBOROUGH, CA 94010-6255 |
| Document Number | 0000009283 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 9283 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2998 SUMMIT DR HILLSBOROUGH CA 940106255, HILLSBOROUGH, CA 94010-6255 |
The 2025 property tax bill for 2998 Summit Dr was $21,295 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Hillsborough Town |
| Elementary School District | Hillsborough City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,389,004 (+2%) Land $606,782 Building $782,222 | ||
| 2025 | $21,295.00 | $1,361,770 Land $594,885 Building $766,885 | |
| 2023 | $18,458.00 (+4.01%) Homeowner's exemption | $1,143,572 Land $571,786 Building $571,786 | $2,135,070 |
| 2022 | $17,746.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2998 Summit Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1997–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2998 Summit Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HILLSBOROUGH serves 11,766 people · EPA ID CA4110016 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Etheric Networks, T-Mobile.
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