San Mateo County property record for 2990 Summit Dr, Hillsborough, CA 94010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,850 sqft · built 1974 |
| Lot Size | 0.512 acres (22,319 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,108,000 (Aug 1999) |
| Tax Bill | $34,064 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-232-160 |
| Primary APN | 027-232-160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,850 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| 2nd Floor Area | 670 sqft |
| Family Room | Family Room |
| Study | Study |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 22,319 sqft (0.512 acres) |
| Lot Dimensions | 130 ft deep x 175 ft wide |
| View / Lot | Corner |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2990 SUMMIT DR |
|---|---|
| City | HILLSBOROUGH |
| State | CA |
| Zip | 94010-6255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10025 |
| Legal Description | LOT 1 SUMMIT OAKS RSM 45/8 TOWN OF HILLSBOROUGH |
| Legal Subdivision | HILLSBOROUGH |
| Legal Lot Number | 1 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 605600 |
2990 Summit Dr is owner-occupied and held in a trust since August 1999.
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2990 SUMMIT DR, HILLSBOROUGH, CA 94010-6255 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 26, 2018 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 1999 · Amount on File |
| Deed Sale | Aug 27, 1999 · Amount on File |
| Prior Sale | Oct 17, 1995 · Amount on File |
| Deed Document Number | 1999147579 |
| Prior Transfer Date | Dec 21, 1993 |
| Prior Transfer Doc | 0000004450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 2990 SUMMIT DR, HILLSBOROUGH, CA 94010-6255 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2990 SUMMIT DR, HILLSBOROUGH, CA 94010-6255 |
| Document Number | 0000173883 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021-173883 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 2990 SUMMIT DR, HILLSBOROUGH, CA 94010-6255 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022533 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 2018-022533 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Hillsborough Town |
| Elementary School District | Hillsborough City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,560,655 (+2%) Land $868,510 Building $1,692,145 | ||
| 2025 | $34,064.00 (+4.05%) Homeowner's exemption | $2,510,448 (+4.04%) Land $851,481 Building $1,658,967 | |
| 2023 | $32,737.00 (+4.17%) Homeowner's exemption | $2,412,968 Land $818,418 Building $1,594,550 | $2,589,660 |
| 2022 | $31,427.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2990 Summit Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1997–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2990 Summit Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HILLSBOROUGH serves 11,766 people · EPA ID CA4110016 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Etheric Networks, T-Mobile.
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