2998 Bernice Ct, Jacksonville, FL 32257 Property Records

Duval County property record for 2998 Bernice Ct, Jacksonville, FL 32257

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,018 sqft · built 1979
Lot Size	0.49 acres (21,347 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Aug 2024)
Tax Bill	$7,281 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`149633-1015`

Property Details

APN / Parcel Number

Primary APN	`149633-1015`
Alternative APN	`1496331016`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,018 sqft Living Area
Gross Area	3,783 sqft
1st Floor Area	1,968 sqft
Upper Floors Area	1,050 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,347 sqft (0.49 acres)
Lot Dimensions	185 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Area	4 sqft
Porch	Enclosed/Finished Porch
Porch Area	261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	1496331016
Street Address	2998 BERNICE CT
City	JACKSONVILLE
State	FL
Zip	32257-5812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	36-69 40-3S-27E .49 PLUMMERS BLUFF LOT 8 (EX PT RECD O/R 16862-1145) BLK 1
Legal Range	27E
Legal Township	03S
Legal Section	40
Legal Subdivision	PLUMMERS BLUFF
Legal Block	1
Legal Lot Number	8
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3009
Census Tract	16711

Owner

2998 Bernice Ct is owned and occupied by two individuals who bought it in August 2024.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2998 BERNICE CT, JACKSONVILLE, FL 32257-5812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2024 · Amount on File
Deed Sale	Aug 29, 2024 · Amount on File
Prior Sale	Jun 22, 1998 · Amount on File
Deed Document Number	2024190201
Deed Book / Page	21178 / 416
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2998 BERNICE CT, JACKSONVILLE, FL 32257-5812
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2998 BERNICE CT, JACKSONVILLE, FL 32257-5812

Mortgage

Document Number	0199800634
Date	Oct 27, 2021
Book Page	19980/634
Instrument	2021283715

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2998 Bernice Ct was $7,281 with a homeowner's exemption, up 99.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,595 (-2.96%) Land $159,759 Building $257,836	$417,595 (-2.96%) Land $159,759 Building $257,836
2025	$7,281.00 (+99.64%) Homeowner's exemption	$430,332 Land $145,000 Building $285,332	$430,332 Land $145,000 Building $285,332
2024	$3,647.00 (+2.91%)
2023	$3,544.00 (+9.25%) Homeowner's exemption	$226,656 (+3%)	$395,611 (+9.66%) Land $130,000 Building $265,611
2022	$3,244.00 Homeowner's exemption	$220,055	$360,753 Land $120,000 Building $240,753

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2998 Bernice Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2998 Bernice Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20