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2995 Bernice Ct, Jacksonville, FL 32257 Property Records

Duval County property record for 2995 Bernice Ct, Jacksonville, FL 32257

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,699 sqft · built 2023
Lot Size0.234 acres (10,174 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Jan 2022)
Tax Bill$4,854 (2025)
Deeds & MortgagesMay 2022 Construction Loan
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN149633-1017

Property Details

APN / Parcel Number

Primary APN149633-1017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,699 sqft Living Area
Gross Area2,300 sqft
1st Floor Area1,699 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,174 sqft (0.234 acres)
Garage TypeAttached
Garage Area462 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2995 BERNICE CT
CityJACKSONVILLE
StateFL
Zip32257-5877
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-90
Legal Description36-69 40-3S-27E .224 PLUMMERS BLUFF PT LOT 8 RECD O/R 20109-1565, PT LOT 12 RECD O/R 20109-1565 BLK 1, 6-62 PLUMMERS S/D PT E PRITCHARD GRANT PT LOTS 4,5 RECD O/R 20109-1565
Legal SubdivisionPLUMMERS BLUFF
Legal Block3
Legal Lot Number8,12
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group3
Census Block3009
Census Tract16711

Owner

Source: Duval County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2995 BERNICE CT, JACKSONVILLE, FL 32257-5877
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2022Deed of Trust, Mortgage · Construction Mortgage
MIDFLORIDA CU
Jan 24, 2022Warranty Deed, Transfer
PONTE VEDRA TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2022 · Amount on File
Deed SaleJan 24, 2022 · Amount on File
Deed Document Number202219534
Deed Book / Page20109 / 1565
Prior Transfer DateSep 26, 2014
Prior Transfer Doc0000225344
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address2995 BERNICE CT, JACKSONVILLE, FL 32257-5877
Transaction TypeMortgage
Record UpdatedJan 23, 2024
Title CompanyADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3801 CROWN POINT RD 2173, 2173, JACKSONVILLE, FL 32257-7513

Mortgage

Document Number0202760518
DateMay 12, 2022
Book Page20276/518
Instrument2022127843
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term84 Months
DueMay 1, 2053
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateMay 1, 2033
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.12%
Index1-Year CMT
Max Rate7.12%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJan 24, 2022
Property Address2995 BERNICE CT, JACKSONVILLE, FL 32257-5877
Document Number0201091565
Book / Page20109 / 1565
Map ReferenceMB 6 PG 62
Instrument DateJan 13, 2022
Instrument2022019534
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyPONTE VEDRA TITLE LLC

Transaction

AmountAmount on Record
Tax$840.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 49147, JACKSONVILLE BEACH, FL 32240-9147

Transferred To (Grantee/Buyer)

NameVerified Name
Address3801 CROWN POINT RD UNIT 2173, 2173, JACKSONVILLE, FL 32257-7513

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$301,453 (+2.7%)$344,979 (-3.4%) Land $114,550 Building $230,429
2025$4,854.00 (-12.56%) Homeowner's exemption$293,528 (+185.81%)$357,119 (+247.73%) Land $114,550 Building $242,569
2024$5,551.00 (+201.03%)
2023$1,844.00 (+21.72%)$102,700 (-9.91%) Land $102,700$102,700 (-9.91%) Land $102,700
2022$1,515.00$114,000 Land $114,000$114,000 Land $114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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