Carroll County property record for 2997 Bloom Rd, Finksburg, MD 21048
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,115 sqft · built 1900 |
| Lot Size | 2.64 acres (115,086 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Aug 2002) |
| Tax Bill | $4,401 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-014405 |
| Primary APN | 04-014405 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,115 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 115,086 sqft (2.64 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 612 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 014405 |
|---|---|
| Street Address | 2997 BLOOM RD |
| City | FINKSBURG |
| State | MD |
| Zip | 21048-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT- 2.6423 ACS 2997 BLOOM RD W OF FINKSBURG |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 504201 |
2997 Bloom Rd is owned and occupied by two individuals who acquired it in August 2015.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2997 BLOOM RD, FINKSBURG, MD 21048-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2002 · Amount on File |
| Deed Sale | Aug 26, 2002 · Amount on File |
| Deed Document Number | 2002895 |
| Deed Book / Page | 3009 / 433 |
| Last Transfer Date | Aug 24, 2015 |
| Transfer Doc | 0081890023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2997 BLOOM RD, FINKSBURG, MD 21048-1802 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0101900345 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 10190/345 |
| Name | INTERCONTINENTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 2997 Bloom Rd was $4,401 with a homeowner's exemption, up 5.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,401.00 (+5.21%) Homeowner's exemption | $436,467 (+9.53%) | $512,400 (+28.58%) Land $216,400 Building $296,000 |
| 2025 | $4,183.00 Homeowner's exemption | $398,500 Land $176,400 Building $222,100 | $398,500 Land $176,400 Building $222,100 |
| 2023 | $3,892.00 Homeowner's exemption | $344,433 | $398,500 Land $176,400 Building $222,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2997 Bloom Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1980–2018) |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2997 Bloom Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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