Carroll County property record for 2973 Bloom Rd, Finksburg, MD 21048
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,922 sqft · built 1972 |
| Lot Size | 2 acres (87,425 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $318,000 (Mar 2013) |
| Tax Bill | $4,702 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-010094 |
| Primary APN | 04-010094 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,922 sqft Total Area |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 87,425 sqft (2 acres) |
| Garage Type | Basement |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 437 sqft |
| Deck Area | 357 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 010094 |
|---|---|
| Street Address | 2973 BLOOM RD |
| City | FINKSBURG |
| State | MD |
| Zip | 21048-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT - 2.007 ACS 2973 BLOOM RD W OF FINKSBURG |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 504201 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2973 BLOOM RD, FINKSBURG, MD 21048-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2013 · Amount on Record |
| Deed Sale | Mar 20, 2013 · Amount on Record |
| Prior Sale | Aug 27, 2002 |
| Deed Book / Page | 7264 / 103 |
| Transfer Doc | 0000000983 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2973 BLOOM RD, FINKSBURG, MD 21048-1802 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Title Company | COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK |
| Name | Verified Name |
|---|
| Document Number | 0107930303 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 10793/303 |
| Name | BALTIMORE COUNTY EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | TOWSON, MD 21204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 30, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,702.00 (+5.1%) Homeowner's exemption | $440,000 (+21.13%) | $502,600 (+22.98%) Land $210,000 Building $292,600 |
| 2025 | $4,474.00 (+9.02%) Homeowner's exemption | ||
| 2023 | $4,104.00 Homeowner's exemption | $363,233 | $408,700 Land $170,000 Building $238,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1980–2018) |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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