1. Home
  2. Illinois
  3. Elgin
  4. Shamrock Dr

2996 Shamrock Dr, Elgin, IL 60124 Property Records

Kane County property record for 2996 Shamrock Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,299 sqft · built 2006
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Dec 2015)
Tax Bill$12,936 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-20-343-003

Property Details

APN / Parcel Number

Primary APN06-20-343-003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,299 sqft Living Area
Gross Area4,725 sqft
Basement Area1,426 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2996 SHAMROCK DR
CityELGIN
StateIL
Zip60124-4354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERFORD SUBDIVISION NEIGHBORHOOD 3 LT 179
Legal SubdivisionWATERFORD SUB
Legal Block2
Legal Lot Number179
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2006
Census Tract851913

Owner

2996 Shamrock Dr is owned and occupied by an individual who acquired it in July 2021.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2996 SHAMROCK DR, ELGIN, IL 60124-4354
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2015 · Amount on File
Deed SaleDec 21, 2015 · Amount on File
Prior SaleApr 17, 2007 · Amount on File
Deed Document Number201567794
Last Transfer DateJul 12, 2021
Transfer Doc0000072506
Record UpdatedOct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateSep 23, 2021
Property Address2996 SHAMROCK DR, ELGIN, IL 60124-4354
Document Number0000072506
Instrument DateJul 12, 2021
Instrument2021K072506
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2996 SHAMROCK CIR, ELGIN, IL 60124-4354

Mortgage

Document Number0000072507
DateSep 23, 2021
Instrument2021K072507
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueAug 1, 2036
Interest
Rate2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2996 Shamrock Dr was $12,936 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,936.00 Homeowner's exemption$173,181 (+8.57%) Land $44,851 Building $128,330$519,751 (+8.57%) Land $134,607 Building $385,144
2024$159,511 Land $41,311 Building $118,200$478,724 Land $123,983 Building $354,742
2022$12,013.00 (+3.36%) Homeowner's exemption$131,399 (+6.96%) Land $34,030 Building $97,369$394,197 (+6.96%) Land $102,090 Building $292,107
2021$11,622.00 Homeowner's exemption$122,849 Land $31,816 Building $91,033$368,547 Land $95,448 Building $273,099

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2996 Shamrock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2996 Shamrock Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
Fiber		1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Shamrock Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures