2992 Shamrock Dr, Elgin, IL 60124 Property Records

Kane County property record for 2992 Shamrock Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,283 sqft · built 2006
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$424,500 (May 2021)
Tax Bill	$13,312 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-20-343-001`

Property Details

APN / Parcel Number

Primary APN	`06-20-343-001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,283 sqft Living Area
Gross Area	4,901 sqft
Basement Area	1,618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2992 SHAMROCK DR
City	ELGIN
State	IL
Zip	60124-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERFORD SUBDIVISION NEIGHBORHOOD 3 LT 177
Legal Subdivision	WATERFORD SUB
Legal Block	2
Legal Lot Number	177
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2006
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2992 SHAMROCK DR, ELGIN, IL 60124-4354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Jun 11, 2014 · Amount on Record
Deed Document Number	202139391
Prior Transfer Date	Mar 1, 2010
Prior Transfer Doc	0000020126
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 20, 2021
Property Address	2992 SHAMROCK DR, ELGIN, IL 60124-4354
Document Number	0000039391
Map Reference	DOC 2006K061968
Instrument Date	May 5, 2021
Instrument	2021K039391
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2030 BRITTANY BND, LAKE IN THE HILLS, IL 60156-5681

Mortgage

Document Number	0000039392
Date	May 20, 2021
Instrument	2021K039392

Lender

Name	MIDAMERICA LENDERS & CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate	3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,312.00 (+7.68%) Homeowner's exemption	$177,989 (+8.57%) Land $44,851 Building $133,138	$534,181 (+8.57%) Land $134,607 Building $399,574
2024		$163,940 (+21.39%) Land $41,311 Building $122,629	$492,017 (+21.44%) Land $123,983 Building $368,034
2022	$12,363.00 (+3.35%) Homeowner's exemption	$135,048 (+6.96%) Land $34,030 Building $101,018	$405,144 (+6.96%) Land $102,090 Building $303,054
2021	$11,962.00 Homeowner's exemption	$126,261 Land $31,816 Building $94,445	$378,783 Land $95,448 Building $283,335

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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