2996 Main St, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 2996 Main St, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,857 sqft · built 1875
Lot Size	0.333 acres (14,507 sqft)
Owner	Individual on Record
Last Sale	$162,000 (Aug 2019)
Tax Bill	$1,794 (2025)
Deeds & Mortgages	Aug 2023 Refinance Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094000 280.1-4-43`

Property Details

APN / Parcel Number

Primary APN	`094000 280.1-4-43`
Alternative APN	`400028000100040430000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,857 sqft Living Area
1st Floor Area	1,057 sqft
2nd Floor Area	800 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	14,507 sqft (0.333 acres)
Lot Dimensions	172 ft deep x 84.1 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	203 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2996 MAIN ST
City	PERU
State	NY
Zip	12972-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAT BELLS
Legal Block	4
Legal Lot Number	43.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	3
Census Block	3019
Census Tract	101901

Owner

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2996 MAIN ST, PERU, NY 12972-2926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Aug 20, 2019	Warranty Deed, Transfer · Conventional Mortgage GLENS FALLS NAT'L BK & TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Prior Sale	Feb 12, 2007 · Amount on Record
Deed Document Number	2019302680
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	2996 MAIN ST, PERU, NY 12972-2926
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000332815
Date	Aug 4, 2023
Instrument	20230-00332815

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Aug 20, 2019
Property Address	2996 MAIN ST, PERU, NY 12972-2926
Document Number	0000302680
Instrument Date	Aug 14, 2019
Instrument	302680
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	CLINTON ABSTRACT, CLINTON ABS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22B SORRELL AVE PLATTSBURGH NY 129012203, PLATTSBURGH, NY 12901-2203

Mortgage

Document Number	302681
Date	Aug 20, 2019
Instrument	302681

Lender

Name	GLENS FALLS NAT'L BK & TR CO
Type	Credit Union
Address	GLENS FALLS, NY 12801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Mortgage

Document Number	302682,
Date	Aug 20, 2019
Instrument	302682

Lender

Name	GLENS FALLS NAT'L BK & TR CO
Type	Credit Union
Address	GLENS FALLS, NY 12801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,794.00	$210,000 (+4.22%) Land $16,700 Building $193,300	$210,000 (+4.22%) Land $16,700 Building $193,300
2023		$201,500 Land $16,700 Building $184,800	$201,500 Land $16,700 Building $184,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WD serves 2,700 people · EPA ID NY0900216
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber, Westelcom Networks.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures