2986 Main St, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 2986 Main St, Peru, NY 12972

Property Summary

Property Type	Apartments (5+ Units)
Details	2,622 sqft · built 1940
Lot Size	0.337 acres (14,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Sep 2014)
Tax Bill	$3,281 (2026)
Deeds & Mortgages	Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`094000 280.1-5-18`

Property Details

APN / Parcel Number

Primary APN	`094000 280.1-5-18`
Alternative APN	`400028000100050180000000`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,622 sqft Gross Area
Basement Area	360 sqft
Unfinished Basement	360 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	14,720 sqft (0.337 acres)
Lot Dimensions	160 ft deep x 92 ft wide
Garage Type	Mixed
Garage Area	1,031 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	720 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2986 MAIN ST
City	PERU
State	NY
Zip	12972-2932
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	LOT 16 PGL
Legal Block	5
Legal Lot Number	18.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	3
Census Block	3007
Census Tract	101901

Owner

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	984 FULLER RD, PERU, NY 12972-5008
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2014 · Amount on Record
Deed Sale	Sep 29, 2014 · Amount on Record
Deed Book / Page	20142 / 67404
Last Transfer Date	Feb 5, 2021
Transfer Doc	0000313776
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON NY
Recording Date	Feb 10, 2021
Property Address	2986 MAIN ST, PERU, NY 12972-2932
Document Number	2021000313776
Instrument Date	Feb 5, 2021
Instrument	20210-00313776
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ROUNDS DR, PERU, NY 12972-5402

Mortgage

Document Number	0000313777
Date	Feb 10, 2021
Instrument	20210-00313777

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,281.00 (+167.4%)
2025	$1,227.00	$143,600 (-) Land $17,600 Building $126,000	$143,600 (-) Land $17,600 Building $126,000
2023		$143,600 Land $17,600 Building $126,000	$143,600 Land $17,600 Building $126,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WD serves 2,700 people · EPA ID NY0900216
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber, Westelcom Networks.

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