2996 Elm Ave, Merced, CA 95348 Property Records

Merced County property record for 2996 Elm Ave, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,413 sqft · built 2006
Lot Size	0.213 acres (9,262 sqft)
Owner	Individual on Record
Last Sale	$50,000 (Sep 2002)
Tax Bill	$3,016 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`057-241-051-000`

Property Details

APN / Parcel Number

Primary APN	`057-241-051-000`
Alternative APN	`057-241-051`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,413 sqft Living Area
Gross Area	1,878 sqft
1st Floor Area	1,413 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Tile
Lot Area	9,262 sqft (0.213 acres)
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	057-241-051
Street Address	2996 ELM AVE
City	MERCED
State	CA
Zip	95348-3656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARCEL 1 PM 26-45 SEC 15/7/13
Legal Range	13E
Legal Township	7S
Legal Section	15
Legal Subdivision	AIRPORT HOME SITES ADD 01
Legal Lot Number	51,52
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2004
Census Tract	904

Owner

Source: Merced County assessment roll, as of July 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2996 ELM AVE, MERCED, CA 95348-3656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Grant Deed, Transfer · Conventional Mortgage MERCED SCHOOL EMPLOYEES FEDERAL CRED UNION
Mar 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage MERCED SCHOOL EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2002 · Amount on Record
Deed Sale	Sep 13, 2002 · Amount on Record
Prior Sale	Feb 21, 2001 · Amount on Record
Deed Document Number	200244820
Last Transfer Date	Apr 20, 2026
Transfer Doc	0000010582
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 27, 2026
Property Address	2996 ELM AVE, MERCED, CA 95348-3656
Document Number	0000010582
Instrument Date	Apr 20, 2026
Instrument	202610582
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ACCOMMODATION/COURTESY RECORDI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2996 ELM AVE, MERCED, CA 95348-3656

Mortgage

Document Number	0000010583,
Date	Apr 27, 2026
Instrument	202610583

Lender

Name	MERCED SCHOOL EMPLOYEES FEDERAL CRED UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 24, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2996 ELM AVE, MERCED, CA 95348-3656
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008017
Date	Mar 20, 2018
Instrument	2018008017

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union
Address	MERCED, CA 95348

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 17, 2033

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,016.00 (-36.72%) Homeowner's exemption	$247,053 (+4.04%) Land $43,440 Building $203,613
2023	$4,766.00 (+91.25%) Homeowner's exemption	$237,461 Land $41,754 Building $195,707
2022	$2,492.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - MEADOWBROOK private · serves 5,723 people · EPA ID CA2410008
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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