2945 Elm Ave, Merced, CA 95348 Property Records

Merced County property record for 2945 Elm Ave, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,073 sqft · built 1942
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,604 (2025)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`057-242-004-000`

Property Details

APN / Parcel Number

Primary APN	`057-242-004-000`
Alternative APN	`057-242-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
Gross Area	1,346 sqft
1st Floor Area	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1949
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,200 sqft (0.211 acres)
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	057-242-004
Street Address	2945 ELM AVE
City	MERCED
State	CA
Zip	95348-3657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AIR HM SITES #1 LOT 94
Legal Subdivision	AIR HOME SITES 01
Legal Block	95
Legal Lot Number	94
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2002
Census Tract	904

Owner

Source: Merced County records · APN 057-242-004-000

Assessment roll updated July 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2945 ELM AVE, MERCED, CA 95348-3657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2022
Deed Sale	Oct 18, 2022
Prior Sale	Aug 22, 2003 · Amount on Record
Prior Transfer Date	Sep 27, 2005
Prior Transfer Doc	0000078728
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Oct 18, 2022
Property Address	2945 ELM AVE, MERCED, CA 95348-3657
Document Number	0000035843
Map Reference	VOL 11 PG 18
Instrument Date	Sep 16, 2022
Instrument	2022035843
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2945 ELM AVE, MERCED, CA 95348-3657

Mortgage

Document Number	0000035844
Date	Oct 18, 2022
Instrument	2022035844

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,604.00 (+5.74%) Homeowner's exemption	$147,133 (+4.04%) Land $56,859 Building $90,274
2024	$1,517.00 (+1.47%)
2023	$1,495.00 (+1.49%) Homeowner's exemption	$141,421 Land $54,652 Building $86,769
2022	$1,473.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, T-Mobile USA.

Based on FCC filings for 304 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CAL AM - MEADOWBROOK private · serves 5,723 people
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.