2995 Upper Bellbrook Rd, Bellbrook, OH 45305 Property Records

Greene County property record for 2995 Upper Bellbrook Rd, Bellbrook, OH 45305

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,526 sqft · built 1965
Lot Size	0.892 acres (38,856 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Nov 2025)
Tax Bill	$6,006 (2025)
Deeds & Mortgages	Feb 2021 Reverse Mortgage Sep 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`L322022024`

Property Details

APN / Parcel Number

Primary APN	`L322022024`
Alternative APN	`L32-0002-0022.0-0024.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
1st Floor Area	1,526 sqft
Basement Area	616 sqft
Finished Basement	616 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	38,856 sqft (0.892 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2995 UPPER BELLBROOK RD
City	BELLBROOK
State	OH
Zip	45305-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-22-3 2995 UPPER BELLBROOK RD
Legal Subdivision	BELLBROOK
Jurisdiction	GREENE OH
Township / Civil Division	SUGARCREEK
Census Block Group	1
Census Block	1001
Census Tract	220102

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2995 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Sep 4, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 7, 2025	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Apr 27, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 24, 2021	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Apr 27, 2022 · Amount on Record
Deed Document Number	202517815
Prior Transfer Date	Feb 22, 2013
Prior Transfer Doc	0033630464
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2995 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004456
Date	Feb 24, 2021
Instrument	2021004456

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	983 Months
Due	Jan 5, 2103

Interest

Rate Type	Adjustable Rate
Rate	2.08%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	LIBOR
Margin	2

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2995 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	HOME SERVICES TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720

Mortgage

Document Number	0000013749
Date	Sep 4, 2025
Instrument	2025013749

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Jan 1, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Nov 7, 2025
Property Address	2995 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720
Document Number	0000017815
Instrument Date	Nov 3, 2025
Instrument	2025017815
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2995 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720

Mortgage

Document Number	0000017816
Date	Nov 7, 2025
Instrument	2025017816

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Apr 27, 2022
Property Address	2995 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720
Document Number	0000008409
Instrument Date	Apr 14, 2022
Instrument	2022008409
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2995 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720

Mortgage

Document Number	0000008410
Date	Apr 27, 2022
Instrument	2022008410

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2995 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720

Mortgage

Document Number	2021004456
Date	Feb 24, 2021
Instrument	2021004456

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.08%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	LIBOR
Margin	2

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Sugarcreek Township
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,006.00 (+1.26%)	$105,220 (-) Land $24,710 Building $80,510
2024	$5,931.00 (-0.37%)	$105,220 (-) Land $24,710 Building $80,510
2023	$5,953.00 (+24.72%)	$105,220 (+51.07%) Land $24,710 Building $80,510	$300,610 (+51.05%) Land $70,590 Building $230,020
2022	$4,773.00	$69,650 Land $22,460 Building $47,190
2020			$199,010 Land $64,170 Building $134,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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