2995 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2995 Madison Ave, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 1920
Square Footage1,638 sqft Finished Area
Lot Size2,614 sqft (0.06 acres)
Last Sale$45,000 (2022)
Tax Bill$1,085.00 (2025)

Owner

Source: Kenton County records · APN 056-11-05-002.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1432 MADISON AVE, COVINGTON, KY 41011-3369
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Warranty Deed, Subdivision Related Transfer
Jan 03, 2022Warranty Deed, Transfer · Balloon Payment
RAYMOND L MCFALL
Nov 19, 2021Commissioner's Deed, Foreclosure
Result of a Foreclosure Auction

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2022 · Amount on Record
Deed SaleApr 29, 2022 · Amount on Record
Prior SaleJan 03, 2022 · Amount on Record
Deed Doc Number0000162682
Deed Book / Page162 / 682
Record RefreshedJun 08, 2026

April 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 29, 2022
Property Address2995 MADISON AVE, COVINGTON, KY 41015-1071
Document Number0005900246
Book / Page162 / 682
Map ReferencePL C&R 174
Instrument DateApr 28, 2022
Instrument22042905900246
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 11, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address262 DEVERILL ST, 262, LUDLOW, KY 41016-1327

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address1432 MADISON AVE, COVINGTON, KY 41011-3369

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 03, 2022
Property Address2995 MADISON AVE, COVINGTON, KY 41015-1071
Document Number0005900176
Book / Page139 / 816
Map ReferencePL C&R 174
Instrument DateDec 09, 2021
Instrument22010305900176
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$30.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5647 CODY RD, 5647, INDEPENDENCE, KY 41051-9670

Transferred To (Grantee/Buyer)

NameVerified Name
Address262 DEVERILL ST, LUDLOW, KY 41016-1327

Mortgage

Document Number0005900177
DateJan 03, 2022
Book Page320/309
Instrument22010305900177
Lender
NameRAYMOND L MCFALL
TypePrivate Party
Address5647 CODY RD, INDEPENDENCE, KY 41051
Agreement
TypeBalloon Payment
AmountAmount Recorded

November 2021: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionKENTON KY
Recording DateNov 19, 2021
Property Address2995 MADISON AVE, COVINGTON, KY 41015-1071
Document Number0005900041
Book / Page132 / 150
Map ReferencePL C&R 174
Instrument DateApr 05, 2021
Instrument21111905900041
Transaction TypeForeclosure
Record UpdatedDec 06, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Result of a Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10374 REMY LN, FLORENCE, KY 41042-3679

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,085.00 (+81.14%)$81,900 (+82%) Land $9,000 Building $72,900$81,900 (+82%) Land $9,000 Building $72,900
2023$599.00$45,000 Land $9,000 Building $36,000$45,000 Land $9,000 Building $36,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Kentucky
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN056-11-05-002.00

Interior

Building Area1,638 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 1920
Lot Area2,614 sqft (0.06 acres)
Depth X Width100 ft x 25 ft Depth x Width

Location & Zoning

Old Parcel Number0561105002.00
Street Address2995 MADISON AVE
CityCOVINGTON
StateKY
Zip41015-1071
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionMILLDALE LAND CO LOT 287
Legal SubdivisionMILLDALE LAND CO
Legal Lot Number287
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3000
Census Tract61400

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