2992 Marsh Elder Dr S, Jacksonville, FL 32226 Property Records

Duval County property record for 2992 Marsh Elder Dr S, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,890 sqft · built 2002
Lot Size	0.423 acres (18,438 sqft)
Owner	2 Individual Names on File
Last Sale	$288,500 (May 2018)
Tax Bill	$5,029 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108471-0685`

Property Details

APN / Parcel Number

Primary APN	`108471-0685`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,890 sqft Living Area
Gross Area	3,379 sqft
1st Floor Area	2,330 sqft
Upper Floors Area	560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,438 sqft (0.423 acres)
View / Lot	Wetland
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	42 sqft
Patio Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2992 MARSH ELDER DR S
City	JACKSONVILLE
State	FL
Zip	32226-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54-8 03-1S-27E .42 MARSHWINDS LOT 25
Legal Range	27E
Legal Township	01S
Legal Section	03
Legal Subdivision	MARSHWINDS
Legal Lot Number	25
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2013
Census Tract	10104

Owner

2992 Marsh Elder Dr S is owned and occupied by two individuals who bought it in May 2018.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2992 MARSH ELDER DR S, JACKSONVILLE, FL 32226-2043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
May 4, 2018	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on File
Deed Sale	May 4, 2018 · Amount on File
Prior Sale	Oct 26, 2002 · Amount on File
Deed Document Number	2018106287
Deed Book / Page	18375 / 1612
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2992 MARSH ELDER DR S, JACKSONVILLE, FL 32226-2043
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	SONSHINE TITLE, SUNSHINE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2992 MARSH ELDER DR S, JACKSONVILLE, FL 32226-2043

Mortgage

Document Number	0199241139
Date	Sep 22, 2021
Book Page	19924/1139
Instrument	2021248633

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 4, 2018
Property Address	2992 MARSH ELDER DR S, JACKSONVILLE, FL 32226-2043
Document Number	0183751612
Book / Page	018375 / 001612
Instrument Date	Apr 24, 2018
Instrument	106287
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,019.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2992 MARSH ELDER DR S #D JACKSONVILLE FL 322262043, D, JACKSONVILLE, FL 32226-2043

Mortgage

Document Number	183751613
Date	May 4, 2018
Book Page	018375/001613
Instrument	106288

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2992 Marsh Elder Dr S was $5,029 with a homeowner's exemption, up 6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,607 (+2.7%)	$482,993 (+18.85%) Land $95,743 Building $387,250
2025	$5,029.00 (+6.03%) Homeowner's exemption	$304,389	$406,398 Land $80,000 Building $326,398
2024	$4,743.00 (+2.82%)
2023	$4,613.00 (+9.13%) Homeowner's exemption	$287,196 (+3%)	$406,824 (+3.76%) Land $75,000 Building $331,824
2022	$4,227.00 Homeowner's exemption	$278,832	$392,089 Land $75,000 Building $317,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2992 Marsh Elder Dr S in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2992 Marsh Elder Dr S is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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