2968 Marsh Elder Dr S, Jacksonville, FL 32226 Property Records

Duval County property record for 2968 Marsh Elder Dr S, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,600 sqft · built 2003
Lot Size	0.395 acres (17,216 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Oct 2020)
Tax Bill	$8,118 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2022 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`108471-0700`

Property Details

APN / Parcel Number

Primary APN	`108471-0700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,600 sqft Living Area
Gross Area	4,573 sqft
1st Floor Area	1,720 sqft
Upper Floors Area	1,880 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,216 sqft (0.395 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	313 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2968 MARSH ELDER DR S
City	JACKSONVILLE
State	FL
Zip	32226-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54-8 03-1S-27E .40 MARSHWINDS LOT 28
Legal Range	27E
Legal Township	01S
Legal Section	03
Legal Subdivision	MARSHWINDS
Legal Lot Number	28
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2013
Census Tract	10104

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2968 MARSH ELDER DR S, JACKSONVILLE, FL 32226-2043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 5, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 27, 2020	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Mar 14, 2003 · Amount on Record
Deed Document Number	2020238740
Deed Book / Page	19427 / 1865
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Recording Date	Aug 18, 2026
Property Address	2968 MARSH ELDER DR S, JACKSONVILLE, FL 32226-2043
Document Number	0000192445
Book / Page	22021 / 1755
Instrument Date	Aug 11, 2026
Instrument	2026192445
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2968 MARSH ELDER DR S, JACKSONVILLE, FL 32226-2043

Mortgage

Document Number	0000192445,
Date	Aug 18, 2026
Book Page	22021/1755
Instrument	2026192445

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2968 MARSH ELDER DR S, JACKSONVILLE, FL 32226-2043
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2968 MARSH ELDER DR S, JACKSONVILLE, FL 32226-2043

Mortgage

Document Number	0204501165
Date	Oct 3, 2022
Book Page	20450/1165
Instrument	2022248835

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2968 MARSH ELDER DR S, JACKSONVILLE, FL 32226-2043
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200841510
Date	Jan 5, 2022
Book Page	20084/1510
Instrument	2022003693

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 27, 2020
Property Address	2968 MARSH ELDER DR S, JACKSONVILLE, FL 32226-2043
Document Number	0194271865
Book / Page	19427 / 1865
Map Reference	MB 54 PG 8 8A-8H
Instrument Date	Oct 16, 2020
Instrument	2020238740
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 MWRHELD DRIVE, 129, PONTE VEDRA BEACH, FL 32082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2698 MARSH ELDER DR S, JACKSONVILLE, FL 32226-2043

Mortgage

Document Number	0194271867
Date	Oct 27, 2020
Instrument	19427/1867

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,537 (+2.7%)	$634,537 (+16.7%) Land $197,075 Building $437,462
2025	$8,118.00 (+4.57%) Homeowner's exemption Veteran's exemption	$483,483 (+5.99%)	$543,722 (-1.48%) Land $160,000 Building $383,722
2024	$7,763.00 (+2.71%)
2023	$7,558.00 (+8.97%) Homeowner's exemption Veteran's exemption	$456,173 (+3%)	$551,903 (+3.35%) Land $160,000 Building $391,903
2022	$6,936.00 Homeowner's exemption Veteran's exemption	$442,887	$534,020 Land $160,000 Building $374,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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