2991 Yoakam Rd, Lima, OH 45806 Property Records

Allen County property record for 2991 Yoakam Rd, Lima, OH 45806

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,070 sqft · built 1967
Lot Size	0.349 acres (15,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,900 (Aug 2008)
Tax Bill	$3,740 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-1605-03-008.000`

Property Details

APN / Parcel Number

Primary APN	`46-1605-03-008.000`
Alternative APN	`L3646160503008000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,070 sqft Living Area
Gross Area	3,861 sqft
1st Floor Area	1,179 sqft
Upper Floors Area	891 sqft
Basement Area	891 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	15,202 sqft (0.349 acres)
Lot Dimensions	128 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	186 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2991 YOAKAM RD
City	LIMA
State	OH
Zip	45806-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND GREENS LOT 25246 JOINT TEN FF 118.00
Legal Subdivision	HIGHLAND GREENS
Legal Lot Number	25246
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2013
Census Tract	12000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2991 YOAKAM RD, LIMA, OH 45806-1126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2008 · Amount on Record
Deed Sale	Aug 1, 2008 · Amount on Record
Prior Sale	Jan 31, 2007 · Amount on Record
Deed Document Number	200810739
Deed Book / Page	2008 / 10739
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2991 YOAKAM RD, LIMA, OH 45806-1126
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2991 YOAKAM RD, LIMA, OH 45806-1126

Mortgage

Document Number	12090012498
Date	Dec 9, 2025
Book Page	2025/12498
Instrument	202512090012498

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	102 E MAIN ST, PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	12.5%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2991 YOAKAM RD, LIMA, OH 45806-1126
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2991 YOAKAM RD, LIMA, OH 45806-1126

Mortgage

Document Number	12100012525
Date	Dec 10, 2025
Book Page	2025/12525
Instrument	202512100012525

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	102 E MAIN ST, PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	12.5%

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,740.00 (-0.11%)	$76,410 (-) Land $16,140 Building $60,270	$218,300 (-) Land $46,100 Building $172,200
2024	$3,744.00 (+21.24%) Homeowner's exemption	$76,410 (+38%) Land $16,140 Building $60,270	$218,300 (+37.99%) Land $46,100 Building $172,200
2023	$3,088.00 (-0.74%) Homeowner's exemption	$55,370 (-) Land $11,690 Building $43,680
2022	$3,111.00 Homeowner's exemption	$55,370 Land $11,690 Building $43,680
2021			$158,200 Land $33,400 Building $124,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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