2991 Winterset Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 2991 Winterset Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,188 sqft · built 1997
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$832,193 (Jun 2023)
Tax Bill	$9,156 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-05-011-014.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-05-011-014.000-018`
Alternative APNs	`291305011014000034` `1713050011014000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,188 sqft Living Area
1st Floor Area	1,832 sqft
2nd Floor Area	1,502 sqft
Attic	Attic
Attic Area	614 sqft
Basement Area	1,604 sqft
Finished Basement	854 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	198 ft deep x 169 ft wide
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713050011014000
Old Parcel Number	291305011014000034
Street Address	2991 WINTERSET DR
City	CARMEL
State	IN
Zip	46032-9493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .76, SECTION 5, TOWNSHIP 17, RANGE 3, KINGS MILL, SECTION 2, LOT 58
Legal Range	03
Legal Township	17
Legal Section	05
Legal Subdivision	KINGS MILL SEC 02
Legal Block	2
Legal Lot Number	58
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2039
Census Tract	111010

Owner

2991 Winterset Dr is owned and occupied by an individual who bought it in June 2023.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2991 WINTERSET DR, CARMEL, IN 46032-9493
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Deed Document Number	2023021925
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 15, 2023
Property Address	2991 WINTERSET DR, CARMEL, IN 46032-9493
Document Number	0000021925
Map Reference	DOC 95-40439
Instrument Date	Jun 5, 2023
Instrument	2023021925
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2991 WINTERSET DR, CARMEL, IN 46032-9493

Mortgage

Document Number	0000021926
Date	Jun 15, 2023
Instrument	2023021926

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$796,100 (-0.4%) Land $254,500 Building $541,600	$796,100 (-0.4%) Land $254,500 Building $541,600
2024	$9,156.00 (+28.74%)	$799,300 (+25.91%) Land $254,500 Building $544,800	$799,300 (+25.91%) Land $254,500 Building $544,800
2023	$7,112.00 (+9.01%) Homeowner's exemption	$634,800 (+10.88%) Land $198,800 Building $436,000	$634,800 (+10.88%) Land $198,800 Building $436,000
2022	$6,524.00 (+6.25%) Homeowner's exemption	$572,500 Land $198,800 Building $373,700	$572,500 Land $198,800 Building $373,700
2021	$6,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2991 Winterset Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2991 Winterset Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: AT&T, Xfinity.

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