2985 Winterset Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 2985 Winterset Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,004 sqft · built 1996
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Tax Bill	$7,790 (2024)
Flood Zone	Zone X (minimal risk)
APN	`29-13-05-011-017.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-05-011-017.000-018`
Alternative APNs	`291305011017000034` `1713050011017000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,004 sqft Living Area
Gross Area	6,438 sqft
1st Floor Area	4,828 sqft
2nd Floor Area	1,180 sqft
Basement Area	1,824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Brick
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	180 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	1,610 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2985 WINTERSET DR
City	CARMEL
State	IN
Zip	46032-9493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .53, SECTION 5, TOWNSHIP 17, RANGE 3, KINGS MILL, SECTION 2, LOT 61
Legal Range	03
Legal Township	17
Legal Section	05
Legal Subdivision	KINGS MILL SECTION 2
Legal Lot Number	61
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2039
Census Tract	111010

Owner

Source: Hamilton County records · APN 29-13-05-011-017.000-018

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2985 WINTERSET DR, CARMEL, IN 46032-9493
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 14, 2021
Transfer Doc	2021003372
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$680,600 (-0.35%) Land $238,900 Building $441,700	$680,600 (-0.35%) Land $238,900 Building $441,700
2024	$7,790.00 (+21.85%)	$683,000 (+18.45%) Land $238,900 Building $444,100	$683,000 (+18.45%) Land $238,900 Building $444,100
2023	$6,393.00 (+10.13%) Homeowner's exemption	$576,600 (+13.44%) Land $186,600 Building $390,000	$576,600 (+13.44%) Land $186,600 Building $390,000
2022	$5,805.00 Homeowner's exemption	$508,300 Land $186,600 Building $321,700	$508,300 Land $186,600 Building $321,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: AT&T, Xfinity.

Based on FCC filings for 143 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.