2991 Southern Pines Loop, Clermont, FL 34711 Property Records

Lake County property record for 2991 Southern Pines Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,320 sqft · built 2008
Lot Size	0.213 acres (9,289 sqft)
Owner	2 Individual Names on File
Last Sale	$192,000 (May 2014)
Tax Bill	$3,683 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-22-26-1900-000-00300`

Property Details

APN / Parcel Number

Primary APN	`33-22-26-1900-000-00300`
Alternative APNs	`262233190000000300` `3839269`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,320 sqft Living Area
Gross Area	2,929 sqft
1st Floor Area	2,128 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,289 sqft (0.213 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	208 sqft
Porch	Florida Room
Porch Area	234 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3839269
Street Address	2991 SOUTHERN PINES LOOP
City	CLERMONT
State	FL
Zip	34711-9043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SOUTHERN PINES PB 55 PG 29-30 LOT 3 ORB 4475 PG 549
Legal Range	26E
Legal Township	22S
Legal Section	33
Legal Subdivision	SOUTHERN PINES
Legal Tract	A,B
Legal Lot Number	3
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2080
Census Tract	31315

Owner

2991 Southern Pines Loop is owned and occupied by two individuals who bought it in May 2014.

Source: Lake County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2991 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CREDIT UNION
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jan 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Aug 5, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2014 · Amount on File
Deed Sale	May 9, 2014 · Amount on File
Prior Sale	Oct 2, 2009 · Amount on File
Deed Document Number	201451337
Deed Book / Page	4475 / 549
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Apr 8, 2026
Property Address	2991 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9043
Document Number	0000042564
Book / Page	6715 / 2387
Instrument Date	Mar 30, 2026
Instrument	202642564
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000042564,
Date	Apr 8, 2026
Book Page	6715/2387
Instrument	202642564

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2991 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9043
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2991 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9043

Mortgage

Document Number	0057801532
Date	Aug 26, 2021
Book Page	5780/1532
Instrument	2021117567

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2991 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050480214
Date	Jan 2, 2018
Book Page	5048/0214
Instrument	2018000570

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2991 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053201921
Date	Aug 5, 2019
Book Page	5320/1921
Instrument	2019087319

Lender

Name	SUNTRUST BANK
Type	Mortgage Company
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,960 (+2.9%)	$405,485 (-) Land $100,000 Building $305,485
2025		$264,300 Land $100,000 Building $164,300	$405,485 Land $100,000 Building $305,485
2024	$3,683.00 (+2.02%)
2023	$3,610.00 (+3.14%) Homeowner's exemption	$249,380 (+3%)	$328,059 (-) Land $60,000 Building $268,059
2022	$3,500.00 Homeowner's exemption	$242,120	$328,059 Land $60,000 Building $268,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2991 Southern Pines Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2991 Southern Pines Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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