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2963 Southern Pines Loop, Clermont, FL 34711 Property Records

Lake County property record for 2963 Southern Pines Loop, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,844 sqft · built 2008
Lot Size0.21 acres (9,177 sqft)
OwnerIndividual Name on Record
Last Sale$224,000 (Jun 2008)
Tax Bill$2,351 (2024)
Deeds & MortgagesJun 2021 Mortgage
Feb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN33-22-26-1900-000-00800

Property Details

APN / Parcel Number

Primary APN33-22-26-1900-000-00800
Alternative APN
  • 3839275

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,844 sqft Living Area
1st Floor Area1,844 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area9,177 sqft (0.21 acres)
Garage TypeFinished
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3839275
Street Address2963 SOUTHERN PINES LOOP
CityCLERMONT
StateFL
Zip34711-9043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES PB 55 PG 29-30 LOT 8 ORB 3635 PG 729
Legal Range26E
Legal Township22S
Legal Section33
Legal SubdivisionSOUTH
Legal TractA,B
Legal Lot Number8
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2080
Census Tract31315

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2963 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 27, 2023Deed of Trust, Mortgage · VA Mortgage
SWIFT HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2008 · Amount on Record
Deed SaleJun 3, 2008 · Amount on Record
Prior SaleFeb 20, 2008 · Amount on Record
Deed Document Number2008066251
Deed Book / Page3635 / 0729
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address2963 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9043
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2963 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9043
InvestorPossibly a Property Investor

Mortgage

Document Number0057270194
DateJun 10, 2021
Book Page5727/194
Instrument2021079948
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term249 Months
DueMar 1, 2042

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address2963 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9043
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2963 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9043
InvestorPossibly a Property Investor

Mortgage

Document Number0060980478
DateFeb 27, 2023
Book Page6098/478
Instrument2023021574
Lender
NameSWIFT HOME LOANS INC
AddressBIRMINGHAM, MI 48009
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$183,970 (+5.98%) Land $100,000 Building $83,970$360,281 (+24.88%) Land $100,000 Building $260,281
2024$2,351.00 (+2.35%)
2023$2,297.00 (+3.52%) Homeowner's exemption$173,590 (+3%)$288,496 (-) Land $60,000 Building $228,496
2022$2,219.00 Homeowner's exemption$168,540$288,496 Land $60,000 Building $228,496

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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