2991 Rufenach Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 2991 Rufenach Ln, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,084 sqft · built 2019
Lot Size	10.9 acres (478,724 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,300 (Dec 2017)
Tax Bill	$8,165 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Jan 2020 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`R07101741`

Property Details

APN / Parcel Number

Primary APN	`R07101741`
Alternative APNs	`07-4078-17-1-01-35-0000` `0000981642`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,084 sqft Living Area
1st Floor Area	2,244 sqft
2nd Floor Area	840 sqft
Basement Area	1,608 sqft
Finished Basement	1,608 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Type	Flat
Roof Material	Metal
Lot Area	478,724 sqft (10.9 acres)
Terrain	Wooded
Garage Type	Mixed
Garage Area	2,084 sqft
Parking Spaces	9 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000981642
Street Address	2991 RUFENACH LN
City	KALISPELL
State	MT
Zip	59901-6776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	RIVER RETREAT, S17, T29 N, R21 W, LOT 002
Legal Range	21W
Legal Township	29N
Legal Section	17
Legal Subdivision	RIVER RETREAT
Legal Lot Number	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2032
Census Tract	601

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2988 RUFENACH LN, KALISPELL, MT 59901-6776
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2018	Deed of Trust, Mortgage · ARM GLACIER BANK
Jan 8, 2020	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Dec 22, 2017	Special Warranty Deed, Transfer · Commercial Mortgage ROCKY MOUNTAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2017 · Amount on Record
Deed Sale	Dec 22, 2017 · Amount on Record
Deed Document Number	201731258
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	2991 RUFENACH LN, KALISPELL, MT 59901-6776
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800028845
Date	Nov 29, 2018
Instrument	201800028845

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Margin	3
Max Rate	9.87%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	2991 RUFENACH LN, KALISPELL, MT 59901-6776
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000000568
Date	Jan 8, 2020
Instrument	202000000568

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	2991 RUFENACH LN, KALISPELL, MT 59901-6776
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000022745
Date	Aug 10, 2020
Instrument	202000022745

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	2991 RUFENACH LN, KALISPELL, MT 59901-6776
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000017344
Date	Jun 26, 2020
Instrument	202000017344

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 22, 2017
Property Address	2991 RUFENACH LN, KALISPELL, MT 59901-6776
Document Number	201700031258
Instrument Date	Dec 20, 2017
Instrument	201700031258
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2309, GREAT FALLS, MT 59403-2309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2933 RUFERMACH LN, KALISPELL, MT 59901

Mortgage

Document Number	201700031259
Date	Dec 22, 2017
Instrument	201700031259

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,165.00 (-2.75%)	$1,598,800 (+59.16%)
2025			$1,598,800 (+59.16%) Land $461,106 Building $1,137,694
2023	$8,396.00	$1,004,500	$1,004,500 Land $326,866 Building $677,634

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,500 / 2,500
Starlink Satellite	280 / 30
Bullitt Communications Fixed Wireless	100 / 50

May also be available: T-Mobile, Verizon.

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