Flathead County property record for 2986 Rufenach Ln, Kalispell, MT 59901
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 2,048 sqft · built 1990 |
| Lot Size | 0.685 acres (29,839 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $282,000 (Mar 2019) |
| Tax Bill | $1,906 (2026) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0796037 |
| Primary APN | R0796037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 1,415 sqft |
| 2nd Floor Area | 633 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 29,839 sqft (0.685 acres) |
| View / Lot | Mountain |
| Garage Area | 548 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 0000976228 |
|---|---|
| Street Address | 2986 RUFENACH LN |
| City | KALISPELL |
| State | MT |
| Zip | 59901-6776 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | RIVER RETREAT CONDO ON NE4NE4, S17, T29 N, R21 W, UNIT 5 ON TR 3E, ASSESSOR# 0000974679 |
| Legal Range | 21W |
| Legal Township | 29N |
| Legal Section | 17 |
| Legal Subdivision | RIVER RETREAT CONDO ON NE4NE4 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 601 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2986 RUFENACH LN, KALISPELL, MT 59901-6776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2019 · Amount on Record |
| Deed Sale | Mar 15, 2019 · Amount on Record |
| Deed Document Number | 20194783 |
| Prior Transfer Date | Aug 23, 2013 |
| Prior Transfer Doc | 0000021720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Mar 15, 2019 |
| Property Address | 2986 RUFENACH LN, KALISPELL, MT 59901-6776 |
| Document Number | 201900004783 |
| Map Reference | DOC 93-13315350 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 201900004783 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2309, GREAT FALLS, MT 59403-2309 |
| Name | Verified Name |
|---|---|
| Address | 2986 RUFENACH LN, KALISPELL, MT 59901-6776 |
| Document Number | 201900004784 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 201900004784 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Mar 20, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 7% |
| Index | Other |
| Max Rate | 10% |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,906.00 (-47.74%) | $481,800 (+10.41%) | |
| 2025 | $481,800 (+10.41%) Land $93,863 Building $387,937 | ||
| 2023 | $3,647.00 | $436,377 | $436,377 Land $198,647 Building $237,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,500 / 2,500 |
| Starlink Satellite | 280 / 30 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
May also be available: T-Mobile, Verizon.
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