Cherokee County property record for 2991 Moneys Bend Rd, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,664 sqft · built 1989 |
| Lot Size | 0.35 acres (15,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Jul 2018) |
| Tax Bill | $1,553 (2026) |
| Deeds & Mortgages | Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-10-09-31-0-000-001.003 |
| Primary APN | 13-10-09-31-0-000-001.003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Upper Floors Area | 832 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick/Stone |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 15,265 sqft (0.35 acres) |
| Porch | Slab |
| Porch Area | 256 sqft |
| Account Number | 205834 |
|---|---|
| Street Address | 2991 MONEYS BEND RD |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-5608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE COR NE/4;S 180'TO R/W MONEY BEND RD;W 102.5'ALG R/WTO POB;W 117.5';S 117'TO 565'CONTOUR;E 110';N 151'TO POB |
| Legal Range | 10E |
| Legal Township | 09S |
| Legal Section | 31 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 955701 |
2991 Moneys Bend Rd is owned by two individuals who bought it in July 2018.
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 640, CHICKAMAUGA, GA 30707-0640 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on File |
| Deed Sale | Jul 2, 2018 · Amount on File |
| Deed Document Number | 2018203238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jul 2, 2018 |
| Property Address | 2991 MONEYS BEND RD, CEDAR BLUFF, AL 35959-5608 |
| Document Number | 203238 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 203238 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2991 MONEYS BEND RD, 2991, CEDAR BLUFF, AL 35959-5608 |
| Name | Verified Name |
|---|---|
| Address | 8 E ORCHARD DR, CHICKAMAUGA, GA 30707-1326 |
| Document Number | 203239 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 203239 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 2991 Moneys Bend Rd was $1,553, up 7% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Cedar Bluff Town |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,553.00 (+6.96%) | ||
| 2025 | $1,452.00 (+1.97%) | $30,900 (+1.98%) Land $9,360 Building $21,540 | $154,500 (+1.98%) Land $46,800 Building $107,700 |
| 2024 | $1,424.00 | $30,300 (-) Land $8,760 Building $21,540 | $151,500 (-) Land $43,800 Building $107,700 |
| 2023 | $1,424.00 | $30,300 (-) | $151,500 (-) Land $43,800 Building $107,700 |
| 2022 | $1,424.00 | $30,300 Land $8,760 Building $21,540 | $151,500 Land $43,800 Building $107,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2991 Moneys Bend Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2991 Moneys Bend Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures