Cherokee County property record for 2971 Moneys Bend Rd, Cedar Bluff, AL 35959
| Property Type | Mobile Home |
|---|---|
| Details | 700 sqft · built 1990 |
| Lot Size | 0.239 acres (10,429 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Dec 2024) |
| Tax Bill | $471 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 13-10-09-31-0-000-001.001 |
| Primary APN | 13-10-09-31-0-000-001.001 |
|---|---|
| Alternative APNs |
|
| Building Area | 700 sqft Living Area |
|---|---|
| 1st Floor Area | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Mobile Home |
| Lot Area | 10,429 sqft (0.239 acres) |
| Account Number | 9448 |
|---|---|
| Street Address | 2971 MONEYS BEND RD |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | COM NE COR NE/4;S 180'TO R/W;W 340'TO POB;S 85'TO LAKE;W 115N 81'TO R/W;E 117.5'ALG R/W TO POB |
| Legal Range | 10E |
| Legal Township | 09S |
| Legal Section | 31 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 955701 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 131 ISBILL RD, CHATTANOOGA, TN 37419-1630 |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2024 · Amount on Record |
| Deed Sale | Dec 4, 2024 · Amount on Record |
| Deed Document Number | 2024236646 |
| Record Updated | Oct 29, 2026 |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Cedar Bluff Town |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $471.00 (+109.33%) | ||
| 2025 | $225.00 (+5.14%) | $4,800 (+5.26%) Land $4,020 Building $780 | $47,800 (+5.05%) Land $40,100 Building $7,700 |
| 2024 | $214.00 (-0.93%) | $4,560 (-0.87%) Land $3,760 Building $800 | $45,500 (-0.66%) Land $37,500 Building $8,000 |
| 2023 | $216.00 | $4,600 (-) | $45,800 (-) Land $37,500 Building $8,300 |
| 2022 | $216.00 | $4,600 Land $3,760 Building $840 | $45,800 Land $37,500 Building $8,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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