Brevard County property record for 2991 Emeldi Ln, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,971 sqft · built 2007 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (Mar 2021) |
| Tax Bill | $8,967 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-08-UM-B-1 |
| Primary APN | 26-36-08-UM-B-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,971 sqft Living Area |
| Gross Area | 4,163 sqft |
| 1st Floor Area | 2,971 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Width | 91 ft Width |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 576 sqft |
| Deck Area | 381 sqft |
| Patio Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2628590 |
|---|---|
| Street Address | 2991 EMELDI LN |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | FAIRWAY LAKES AT VIERA PHASE I LOT 1 BLK B |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 08 |
| Legal Subdivision | FAIRWAY LAKES AT VIERA PHASE I |
| Legal Phase | I |
| Legal Block | B |
| Legal Lot Number | 1 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 71201 |
2991 Emeldi Ln is owned and occupied by two individuals who bought it in March 2021.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2991 EMELDI LN, MELBOURNE, FL 32940-8518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Feb 18, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 19, 2018 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Mar 12, 2021 | Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Dec 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2021 · Amount on File |
| Deed Sale | Mar 12, 2021 · Amount on File |
| Prior Sale | Dec 19, 2019 · Amount on File |
| Deed Document Number | 202163722 |
| Deed Book / Page | 9049 / 1557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2991 EMELDI LN, MELBOURNE, FL 32940-8518 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2991 EMELDI LN, MELBOURNE, FL 32940-8518 |
| Investor | Possibly a Property Investor |
| Document Number | 0097210237 |
|---|---|
| Date | Feb 20, 2023 |
| Book Page | 9721/237 |
| Instrument | 2023033572 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Mar 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2991 EMELDI LN, MELBOURNE, FL 32940-8518 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2991 EMELDI LN, MELBOURNE, FL 32940-8518 |
| Document Number | 0094200472 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 9420/472 |
| Instrument | 2022042660 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2991 EMELDI LN, MELBOURNE, FL 32940-8518 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0081171334 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 8117/1334 |
| Instrument | 2018061010 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 12, 2021 |
| Property Address | 2991 EMELDI LN, MELBOURNE, FL 32940-8518 |
| Document Number | 0090491557 |
| Book / Page | 9049 / 1557 |
| Map Reference | MB 53 PG 98 |
| Instrument Date | Mar 4, 2021 |
| Instrument | 2021063722 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | E TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1201 PROSPECT STREET, 1201, NEW ALBANY, IN 47150 |
| Name | Verified Name |
|---|---|
| Address | 2991 EMELDI LN, MELBOURNE, FL 32940-8518 |
| Document Number | 0090491559 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 9049/1559 |
| Instrument | 2021063723 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 19, 2019 |
| Property Address | 2991 EMELDI LN, MELBOURNE, FL 32940-8518 |
| Document Number | 0086190743 |
| Book / Page | 008619 / 000743 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 276424 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2020 |
| Title Company | BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,130.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2991 EMELDI LN MELBOURNE FL 329408518, MELBOURNE, FL 32940-8518 |
| Document Number | 86190744 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 008619/000744 |
| Instrument | 276425 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2049 |
The 2025 property tax bill for 2991 Emeldi Ln was $8,967 with exemptions applied.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $701,040 (+0.53%) | $701,040 (-6.62%) | |
| 2025 | $8,967.00 Homeowner's exemption | $697,350 | $750,770 Land $175,500 Building $575,270 |
| 2023 | $8,361.00 (+7.23%) Homeowner's exemption | $657,970 (+3%) | $756,410 (+14.26%) Land $157,500 Building $598,910 |
| 2022 | $7,797.00 Homeowner's exemption | $638,810 | $661,980 Land $130,500 Building $531,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2991 Emeldi Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 307 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 307 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2991 Emeldi Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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