2981 Emeldi Ln, Melbourne, FL 32940 Property Records

Brevard County property record for 2981 Emeldi Ln, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,035 sqft · built 2007
Lot Size	0.25 acres (10,890 sqft)
Owner	Trust Name on File
Last Sale	$1,065,000 (Jul 2024)
Tax Bill	$11,202 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-36-08-UM-B-2`

Property Details

APN / Parcel Number

Primary APN	`26-36-08-UM-B-2`
Alternative APNs	`26-36-08-UM-0000B.0-0002.00` `2628591`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,035 sqft Living Area
Gross Area	5,218 sqft
1st Floor Area	2,924 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,890 sqft (0.25 acres)
Lot Width	85 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	791 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	392 sqft
Deck Area	1,096 sqft
Patio Area	393 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2628591
Street Address	2981 EMELDI LN
City	MELBOURNE
State	FL
Zip	32940-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FAIRWAY LAKES AT VIERA PHASE I LOT 2 BLK B
Legal Range	36E
Legal Township	26S
Legal Section	08
Legal Subdivision	FAIRWAY LAKES AT VIERA PHASE I
Legal Phase	I
Legal Block	B
Legal Lot Number	2
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2048
Census Tract	71201

Owner

2981 Emeldi Ln is owner-occupied and held in a trust since July 2024.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	2981 EMELDI LN, MELBOURNE, FL 32940-8518
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Prior Sale	May 15, 2018 · Amount on File
Deed Document Number	2024135279
Deed Book / Page	10101 / 1829
Prior Transfer Date	Oct 14, 2011
Prior Transfer Doc	0064830147
Record Updated	Sep 20, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 15, 2018
Property Address	2981 EMELDI LN, MELBOURNE, FL 32940-8518
Document Number	0081640395
Book / Page	008164 / 000395
Instrument Date	May 9, 2018
Instrument	108633
Transaction Type	Transfer
Record Updated	Jun 4, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,760.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2981 EMELDI LN MELBOURNE FL 329408518, MELBOURNE, FL 32940-8518

Mortgage

Document Number	81640396
Date	May 15, 2018
Book Page	008164/000396
Instrument	108634

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2981 Emeldi Ln was $11,202 with a homeowner's exemption, up 41% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$825,420 (-6.45%)	$825,420 (-6.45%)
2025	$11,202.00 (+41.03%)	$882,320	$882,320
2024	$7,943.00 (+1.33%)
2023	$7,839.00 (+7.27%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$620,150 (+3%)	$889,950 (+13.76%) Land $175,000 Building $714,950
2022	$7,308.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$602,090	$782,320 Land $145,000 Building $637,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2981 Emeldi Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 307 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	307 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2981 Emeldi Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20