2990 Ridgeway Rd, Memphis, TN 38115 Property Records

Shelby County property record for 2990 Ridgeway Rd, Memphis, TN 38115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,546 sqft · built 1980
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (Jun 2018)
Tax Bill	$1,026 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jun 2018 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-3205-G0-0014`

Property Details

APN / Parcel Number

Primary APN	`09-3205-G0-0014`
Alternative APN	`D0230E G00014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,546 sqft Living Area
1st Floor Area	1,546 sqft
Utility Area	32 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Porch	Open Porch
Porch Area	44 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2990 RIDGEWAY RD
City	MEMPHIS
State	TN
Zip	38115-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	ES RIDGEWAY RD
Legal Lot Number	14
Jurisdiction	SHELBY TN
Township / Civil Division	11
Census Block Group	3
Census Block	3005
Census Tract	21725

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2865 MALLARD LN, GERMANTOWN, TN 38138-7662
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2018	Deed of Trust, Mortgage BANKTENNESSEE
Jun 15, 2018	Loan Modification, Mortgage SADDLE CREEK TITLE LLC
Jun 15, 2018	Warranty Deed, Transfer SADDLE CREEK TITLE LLC
Jun 12, 2018	Grant Deed, Transfer OTHER
May 31, 2018	Warranty Deed, Transfer SADDLE CREEK TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	201859316
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	2990 RIDGEWAY RD, MEMPHIS, TN 38115-2737
Document Number	0000086209
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2990 RIDGEWAY RD MEMPHIS TN 381152737, MEMPHIS, TN 38115-2737

Mortgage

Document Number	0000086209
Date	Aug 23, 2018
Instrument	86209

Lender

Name	BANKTENNESSEE
Type	Bank
Address	GERMANTOWN, TN 38139

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 22, 2033

Interest

Rate Type	Adjustable Rate

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	2990 RIDGEWAY RD, MEMPHIS, TN 38115-2737
Document Number	0000059317
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	SADDLE CREEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2900 RIDGEWAY RD MEMPHIS TN 38115, MEMPHIS, TN 38115

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jun 15, 2018
Property Address	2990 RIDGEWAY RD, MEMPHIS, TN 38115-2737
Document Number	0000059316
Instrument Date	Jun 15, 2018
Instrument	59316
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$259.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2865 MALLARD LN GERMANTOWN TN 38138, GERMANTOWN, TN 38138

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHELBY TN
Recording Date	Jun 12, 2018
Property Address	2990 RIDGEWAY RD, MEMPHIS, TN 38115-2737
Document Number	0000057794
Instrument Date	May 29, 2018
Instrument	57794
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1212 CORDOVA TN 380881212, CORDOVA, TN 38088-1212
Investor	Possibly a Property Investor

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	May 31, 2018
Property Address	2990 RIDGEWAY RD, MEMPHIS, TN 38115-2737
Document Number	0000053321
Instrument Date	May 29, 2018
Instrument	53321
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1212 CORDWA TN 38018, CORDWA, TN 38018

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,026.00	$38,175 (+29.19%) Land $5,000 Building $33,175	$152,700 (+29.19%) Land $20,000 Building $132,700
2023		$29,550 Land $4,400 Building $25,150
2022	$1,800.00
2021			$118,200 Land $17,600 Building $100,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: Gigafy, T-Mobile.

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