2964 Ridgeway Rd, Memphis, TN 38115 Property Records

Shelby County property record for 2964 Ridgeway Rd, Memphis, TN 38115 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 1981
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Oct 2019)
Tax Bill	$1,299 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jun 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-3205-G0-0017`

Property Details

APN / Parcel Number

Primary APN	`09-3205-G0-0017`
Alternative APN	`D0230E G00017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,147 sqft
1st Floor Area	1,650 sqft
Utility Area	70 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Architectural Style	Traditional
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	497 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	44 sqft
Patio Area	152 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2964 RIDGEWAY RD
City	MEMPHIS
State	TN
Zip	38115-2752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ES RIDGEWAY RD
Legal Subdivision	KIRBY DOWNS SEC A
Legal Lot Number	17
Jurisdiction	SHELBY TN
Township / Civil Division	11
Census Block Group	3
Census Block	3005
Census Tract	21725

Owner

Source: Shelby County records · APN 09-3205-G0-0017

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4039 SILVERLEAF RD, MEMPHIS, TN 38115-6347
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Warranty Deed, Transfer · Conventional with PMI INDEPENDENT BK
Jun 07, 2019	Loan Modification, Mortgage LANDMARK CMNTY BK
Nov 29, 2018	Grant Deed, Construction Loan · Line of Credit LANDMARK CMNTY BK
Oct 06, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	Oct 06, 2017 · Amount on Record
Deed Document Number	2019106551
Prior Transfer Date	Oct 26, 2007
Prior Transfer Doc	0000164783
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 11, 2019
Property Address	2964 RIDGEWAY RD, MEMPHIS, TN 38115-2752
Document Number	0000106551
Instrument Date	Sep 30, 2019
Instrument	106551
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	PREFERRED TITLE, PREFERRED TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$514.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4039 SILVERLEAF RD MEMPHIS TN 381156347, MEMPHIS, TN 38115-6347

Mortgage

Document Number	106552
Date	Oct 11, 2019
Instrument	106552

Lender

Name	INDEPENDENT BK
Type	Bank
Address	MEMPHIS, TN 38157

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Mortgage

Document Number	106553,
Date	Oct 11, 2019
Instrument	106553

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	170 N MAIN ST # 4TH, MEMPHIS, TN 38103-1877

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 10, 2024

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Recording Date	Jun 07, 2019
Property Address	2964 RIDGEWAY RD, MEMPHIS, TN 38115-2752
Instrument Date	Apr 25, 2019
Instrument	55383
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3067 EDGEWORTH LN MEMPHIS TN 381198914, MEMPHIS, TN 38119-8914
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055383
Date	Jun 07, 2019
Instrument	55383

Lender

Name	LANDMARK CMNTY BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 06, 2020

November 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SHELBY TN
Recording Date	Nov 29, 2018
Property Address	2964 RIDGEWAY RD, MEMPHIS, TN 38115-2752
Instrument Date	Nov 28, 2018
Instrument	122146
Transaction Type	Construction Loan
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2964 RIDGEWAY RD MEMPHIS TN 381152752, MEMPHIS, TN 38115-2752
Investor	Possibly a Property Investor

Mortgage

Document Number	0000122146
Date	Nov 29, 2018
Instrument	122146

Lender

Name	LANDMARK CMNTY BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 28, 2019

Interest

Rate Type	Adjustable Rate

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 06, 2017
Property Address	2964 RIDGEWAY RD, MEMPHIS, TN 38115-2752
Document Number	0000103131
Instrument Date	Sep 12, 2017
Instrument	103131
Transaction Type	Foreclosure
Record Updated	Oct 12, 2017

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6000 POPLAR AVE #250 MEMPHIS TN 381193974, 250, MEMPHIS, TN 38119-3974
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,299.00 (-41.64%)	$48,300 (+32.15%) Land $5,000 Building $43,300	$193,200 (+32.15%) Land $20,000 Building $173,200
2023		$36,550 Land $4,400 Building $32,150
2022	$2,226.00
2021			$146,200 Land $17,600 Building $128,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (47157C), updated June 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 373 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Gigafy, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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