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272 Spruce Ln, Poca, WV 25159 Property Records

Putnam County property record for 272 Spruce Ln, Poca, WV 25159 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,100 sqft · built 1995
Lot Size0.298 acres (12,981 sqft)
OwnerIndividual Name on File
Last Sale$216,000 (Aug 2022)
Tax Bill$1,401 (2025)
Deeds & MortgagesAug 2019 Mortgage
Aug 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-216B-0260.0000

Property Details

APN / Parcel Number

Primary APN08-216B-0260.0000
Alternative APNs
  • 40-08-216B-0260.0000
  • 00031279

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,100 sqft Living Area
1st Floor Area2,772 sqft
Basement Area672 sqft
Finished Basement672 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area12,981 sqft (0.298 acres)
Lot Dimensions120 ft deep x 129 ft wide
TerrainRolling
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00031279
Street Address272 SPRUCE LN
CityPOCA
StateWV
Zip25159-9640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 207 SEC 1 FOREST PARK
Legal SubdivisionFOREST PARK SUB
Legal Lot Number207
JurisdictionPUTNAM WV
Township / Civil Division1
Census Block Group3
Census Block3002
Census Tract20500

Owner

Source: Putnam County records · APN 08-216B-0260.0000

Assessment roll updated December 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 393, NITRO, WV 25143-0393
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2019Deed of Trust, Mortgage · VA Mortgage
MYCUMORTGAGE LLC
Aug 26, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 30, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2022 · Amount on Record
Deed SaleAug 26, 2022 · Amount on Record
Deed Book / Page609 / 724
Prior Transfer DateAug 22, 2022
Prior Transfer Doc000609/724
Record UpdatedJun 08, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM WV
Property Address272 SPRUCE LN, POCA, WV 25159-9640
Transaction TypeMortgage
Record UpdatedOct 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001222/289
DateAug 30, 2019
Book Page1222/289
Instrument004690350017
Lender
NameMYCUMORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049
Interest
Rate TypeFixed Rate

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM WV
Property Address272 SPRUCE LN, POCA, WV 25159-9640
Transaction TypeMortgage
Record UpdatedSep 14, 2022
Title CompanyBESTITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001330/515
DateAug 26, 2022
Book Page1330/515
Instrument005306220018
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052
Interest
Rate TypeFixed Rate

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPUTNAM WV
Recording DateAug 30, 2019
Property Address272 SPRUCE LN, POCA, WV 25159-9640
Document Number580/799
Book / Page580 / 799
Map ReferenceMAP A SL 46A & 46B
Instrument DateAug 05, 2019
Instrument004690340003
Transaction TypeTransfer
Record UpdatedNov 01, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated December 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateWest Virginia
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,401.00 (+13.81%)$110,820 (+9.35%) Land $20,280 Building $90,540$184,700 (+9.35%) Land $33,800 Building $150,900
2023$1,231.00 (+2.07%)$101,340 (+1.26%) Land $20,280 Building $81,060$168,900 (+1.26%) Land $33,800 Building $135,100
2022$1,206.00$100,080 Land $20,280 Building $79,800$166,800 Land $33,800 Building $133,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (54079C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540790205003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
5 of 6 on primary residences
Nearby Flood Claims5 (1984–2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimMar 2021, river or lake flooding

Wildfire

Wildfire RiskModerate
above 43% of the US · above 60% of West Virginia
Wildfire LikelihoodAbout 1 in 1,471 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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