Berkeley County property record for 296 Saxony Loop, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 3,637 sqft · built 2020 |
| Lot Size | 0.177 acres (7,729 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $376,986 (Sep 2020) |
| Tax Bill | $401 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-15-04-025 |
| Primary APN | 179-15-04-025 |
|---|---|
| Alternative APN |
|
| Building Area | 3,637 sqft Finished Area |
|---|---|
| 1st Floor Area | 1,584 sqft |
| 2nd Floor Area | 2,053 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,729 sqft (0.177 acres) |
| Garage Area | 484 sqft |
| Pool Area | 1 sqft |
| Porch | Slab |
| Porch Area | 272 sqft |
| Street Address | 296 SAXONY LOOP |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-6939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 94SAXONY LAKE PH 4 |
| Legal Subdivision | CANE BAY (SAXONY LAKE) |
| Legal Lot Number | 94 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 20711 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 296 SAXONY LOOP, SUMMERVILLE, SC 29486-6939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 15, 2020 | Grant Deed, Subdivision Related Transfer · VA Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on Record |
| Deed Sale | Sep 15, 2020 · Amount on Record |
| Deed Document Number | 202035210 |
| Deed Book / Page | 3500 / 3 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 296 SAXONY LOOP, SUMMERVILLE, SC 29486-6939 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 04029/0708 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 4029/708 |
| Instrument | 2021051416 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Sep 15, 2020 |
| Property Address | 296 SAXONY LOOP, SUMMERVILLE, SC 29486-6939 |
| Document Number | 3500/0003 |
| Book / Page | 003500 / 000003 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 35210 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 12, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 296 SAXONY LOOP SUMMERVILLE SC 294866939, SUMMERVILLE, SC 29486-6939 |
| Document Number | 3500/0008 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 003500/000008 |
| Instrument | 35211 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2050 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,355 (+2,400.03%) Land $91,078 Building $353,277 | $571,500 (-) Land $120,000 Building $451,500 | |
| 2025 | $401.00 (+6.37%) | $17,774 (-) Land $3,643 Building $14,131 | $571,500 (-) Land $120,000 Building $451,500 |
| 2024 | $377.00 (-79.49%) Additional exemption filed | $17,774 (+17.65%) Land $3,643 Building $14,131 | $571,500 (+51.31%) Land $120,000 Building $451,500 |
| 2022 | $1,838.00 Additional exemption filed | $15,108 Land $3,200 Building $11,908 | $377,700 Land $80,000 Building $297,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 277 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 277 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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