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299 Live Oak Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 299 Live Oak Ln, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 1987
Lot Size0.287 acres (12,480 sqft)
Owner2 Individual Names on File
Last Sale$198,000 (Jun 2021)
Tax Bill$2,942 (2025)
Deeds & MortgagesJan 2023 Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-28-35-354940-013010

Property Details

APN / Parcel Number

Primary APN25-28-35-354940-013010
Alternative APNs
  • 352825354940013010
  • 52825000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,440 sqft Living Area
Gross Area1,880 sqft
1st Floor Area1,440 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area12,480 sqft (0.287 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area440 sqft
PorchUnfinished Open Porch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address299 LIVE OAK LN
CityWINTER HAVEN
StateFL
Zip33880-1127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE THOMAS ESTATES UNIT #4 PB 60 PG 7 BLK 13 LOT 1 LESS R/W FOR SR 540 AS DESC IN OR 3688 PG 573
Legal Range25E
Legal Township28S
Legal Section35
Legal SubdivisionLAKE THOMAS ESTATES UNIT 4
Legal Tract354940
Legal Block13
Legal Lot Number1
Legal Unit4
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1017
Census Tract14703

Owner

Source: Polk County records · APN 25-28-35-354940-013010

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address299 LIVE OAK LN, WINTER HAVEN, FL 33880-1127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 07, 2021Warranty Deed, Transfer · FHA Mortgage
EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2021 · Amount on Record
Deed SaleJun 07, 2021 · Amount on Record
Prior SaleNov 01, 2010 · Amount on Record
Deed Document Number2021147036
Deed Book / Page11748 / 495
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address299 LIVE OAK LN, WINTER HAVEN, FL 33880-1127
Transaction TypeMortgage
Record UpdatedJan 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address299 LIVE OAK LN, WINTER HAVEN, FL 33880-1127

Mortgage

Document Number0000007478
DateJan 11, 2023
Book Page12547/1296
Instrument2023007478
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueJun 01, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 07, 2021
Property Address299 LIVE OAK LN, WINTER HAVEN, FL 33880-1127
Document Number0000147036
Book / Page11748 / 495
Map ReferenceMB 60 PG 7
Instrument DateMay 28, 2021
Instrument2021147036
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,386.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address918 AVENUE S SE, 918, WINTER HAVEN, FL 33880-4618

Transferred To (Grantee/Buyer)

NameVerified Name
Address299 LIVE OAK LN, WINTER HAVEN, FL 33880-1127

Mortgage

Document Number0011748496
DateJun 07, 2021
Instrument11748/496
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,942.00 (-8.26%)$227,584 (+6.88%) Land $31,000 Building $196,584$227,584 (+6.88%) Land $31,000 Building $196,584
2023$3,207.00 (+13.64%)$212,928 (+22.72%) Land $30,000 Building $182,928$212,928 (+22.72%) Land $30,000 Building $182,928
2022$2,822.00$173,501 Land $25,000 Building $148,501$173,501 Land $25,000 Building $148,501

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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