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289 Live Oak Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 289 Live Oak Ln, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,118 sqft · built 1979
Lot Size0.176 acres (7,649 sqft)
Owner2 Individual Names on File
Last Sale$259,900 (Nov 2025)
Tax Bill$2,304 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN25-28-35-354940-013060

Property Details

APN / Parcel Number

Primary APN25-28-35-354940-013060
Alternative APNs
  • 352825354940013060
  • 52825000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,118 sqft Living Area
Gross Area1,310 sqft
1st Floor Area1,118 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area7,649 sqft (0.176 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area192 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area51 sqft
Patio Area258 sqft
Shed1 Shed
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address289 LIVE OAK LN
CityWINTER HAVEN
StateFL
Zip33880-1127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE THOMAS ESTATES UNIT #4 PB 60 PG 7 BLK 13 LOT 6
Legal Range25E
Legal Township28S
Legal Section35
Legal SubdivisionLAKE THOMAS ESTATES UNIT 4
Legal Tract354940
Legal Block13
Legal Lot Number6
Legal Unit4
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1017
Census Tract14703

Owner

Source: Polk County records · APN 25-28-35-354940-013060

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address289 LIVE OAK LN, WINTER HAVEN, FL 33880-1127
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Warranty Deed, Transfer · FHA Mortgage
NEIGHBORHOOD LOANS
Jul 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 18, 2025 · Amount on Record
Deed SaleNov 18, 2025 · Amount on Record
Prior SaleJan 12, 2015 · Amount on Record
Deed Document Number2025272548
Deed Book / Page13781 / 2158
Prior Transfer DateDec 10, 2014
Prior Transfer Doc0000006116
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 18, 2025
Property Address289 LIVE OAK LN, WINTER HAVEN, FL 33880-1127
Document Number0000272548
Book / Page13781 / 2158
Map ReferenceMB 60 PG 7
Instrument DateOct 31, 2025
Instrument2025272548
Transaction TypeTransfer
Record UpdatedDec 03, 2025
Title CompanyUNKNOWN, CELEBRATION TTL PARTNERS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,819.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1039 MOCKINGBIRD CIR, WINTER HAVEN, FL 33884-2580

Transferred To (Grantee/Buyer)

NameVerified Name
Address289 LIVE OAK LN, WINTER HAVEN, FL 33880-1127

Mortgage

Document Number0137812160
DateNov 18, 2025
Instrument13781/2160
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address289 LIVE OAK LN, WINTER HAVEN, FL 33880-1127
Document Number0112970460
Instrument DateJul 06, 2020
Transaction TypeMortgage
Record UpdatedAug 03, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address289 LIVE OAK LN WINTER HAVEN FL 338801127, WINTER HAVEN, FL 33880-1127

Mortgage

Document Number0112970460
DateJul 14, 2020
Book Page011297/000460
Instrument140076
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 13, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,304.00 (+92.64%)$178,274 (+127.72%) Land $31,000 Building $147,274$178,274 (-2.87%) Land $31,000 Building $147,274
2024$1,196.00 (+12.83%) Homeowner's exemption$78,288 (+3%)$183,545 (+9.83%) Land $31,000 Building $152,545
2023$1,060.00 (+8.16%) Homeowner's exemption$76,008 (+3%)$167,119 (+22.31%) Land $30,000 Building $137,119
2022$980.00 Homeowner's exemption$73,794$136,635 Land $25,000 Building $111,635

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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