2989 Phillips Ave, Berkley, MI 48072 Property Records

Oakland County property record for 2989 Phillips Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,394 sqft · built 1927
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$178,000 (Feb 2012)
Tax Bill$3,442 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Feb 2026 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-25-18-130-038

Property Details

APN / Parcel Number

Primary APN04-25-18-130-038

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,394 sqft Living Area
1st Floor Area740 sqft
Basement Area740 sqft
Unfinished Basement740 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions120 ft deep x 55 ft wide
Garage Area626 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area74 sqft
Deck Area408 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2989 PHILLIPS AVE
CityBERKLEY
StateMI
Zip48072-1107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 18 THOMAS BROTHERS BEVERLY PARK LOTS 528 & 529
Legal Range11E
Legal Township01N
Legal Section18
Legal SubdivisionPARK
Legal Lot Number528-529
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group2
Census Block2012
Census Tract170200

Owner

Source: Oakland County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2989 PHILLIPS AVE, BERKLEY, MI 48072-1107
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2026Deed of Trust, Mortgage · Line of Credit
VIBE CREDIT UNION
Feb 27, 2026Intrafamily Transfer, Transfer
Jul 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
KAYE FINANCIAL CORP
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2012 · Amount on Record
Deed SaleFeb 8, 2012 · Amount on Record
Prior SaleNov 22, 2005 · Amount on Record
Deed Document Number201223218
Deed Book / Page43825 / 494
Last Transfer DateFeb 24, 2026
Transfer Doc20260024263
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateOct 14, 2026
Property Address2989 PHILLIPS AVE, BERKLEY, MI 48072-1107
Document Number0000151595
Book / Page61635 / 284
Instrument DateOct 6, 2026
Instrument2026151595
Transaction TypeMortgage
Record UpdatedOct 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2989 PHILLIPS AVE, BERKLEY, MI 48072-1107
InvestorPossibly a Property Investor

Mortgage

Document Number0000151595,
DateOct 14, 2026
Book Page61635/284
Instrument2026151595
Lender
NameVIBE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateFeb 27, 2026
Property Address2989 PHILLIPS AVE, BERKLEY, MI 48072-1107
Document Number20260024263
Book / Page60975 / 606
Map ReferenceLB 15 PG 8
Instrument DateFeb 24, 2026
Instrument20260024263
Transaction TypeTransfer
Record UpdatedMar 30, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2989 PHILLIPS AVE, BERKLEY, MI 48072-1107

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2989 PHILLIPS AVE, BERKLEY, MI 48072-1107

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2989 PHILLIPS AVE, BERKLEY, MI 48072-1107
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000141001
DateJul 27, 2017
Book Page50905/00202
Instrument141001
Lender
NameKAYE FINANCIAL CORP
TypeFunding / Finance Company
AddressWEST BLOOMFIELD, MI 48322
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2032

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2989 PHILLIPS AVE, BERKLEY, MI 48072-1107
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2989 PHILLIPS AVE, BERKLEY, MI 48072-1107

Mortgage

Document Number0000272908
DateDec 23, 2020
Book Page55384/616
Instrument272908
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,442.00 (-2.88%) Homeowner's exemption$172,160 (+14.64%)$344,320 (+14.64%)
2024$3,544.00 (+19.73%)
2023$150,180$300,360
2021$2,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 948 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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