2968 Phillips Ave, Berkley, MI 48072 Property Records

Oakland County property record for 2968 Phillips Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details1 bd · 2.5 ba · 2,625 sqft · built 1925
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (May 2017)
Tax Bill$7,980 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Mar 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN04-25-18-131-042

Property Details

APN / Parcel Number

Primary APN04-25-18-131-042

Interior

Bedrooms1 Bed
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,625 sqft Living Area
1st Floor Area1,814 sqft
Basement Area1,814 sqft
Unfinished Basement1,814 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions120 ft deep x 55 ft wide
Garage Area938 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2968 PHILLIPS AVE
CityBERKLEY
StateMI
Zip48072-1108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 18 THOMAS BROTHERS' BEVERLY PARK SUB S 20 FT OF LOT 470, ALSO ALL OF LOTS 471 & 472
Legal Range11E
Legal Township01N
Legal Section18
Legal SubdivisionTHOMAS BROTHERS' BEVERLY PARK
Legal Lot Number470-472
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group2
Census Block2013
Census Tract170200

Owner

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2968 PHILLIPS AVE, BERKLEY, MI 48072-1108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Line of Credit
OMNI COMMUNITY CU
Mar 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Sep 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Nov 19, 2020Deed of Trust, Mortgage · SBA Mortgage
LAKE TRUST CU
May 16, 2017Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2017 · Amount on Record
Deed SaleMay 16, 2017 · Amount on Record
Prior SaleApr 17, 1996 · Amount on Record
Deed Document Number201795921
Deed Book / Page50671 / 73
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2968 PHILLIPS AVE, BERKLEY, MI 48072-1108
Transaction TypeMortgage
Record UpdatedDec 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2968 PHILLIPS AVE, BERKLEY, MI 48072-1108

Mortgage

Document Number20250145163
DateNov 19, 2025
Book Page60711/240
Instrument20250145163
Lender
NameOMNI COMMUNITY CU
TypeCredit Union
AddressBATTLE CREEK, MI 49016
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2968 PHILLIPS AVE, BERKLEY, MI 48072-1108
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049517
DateMar 12, 2020
Book Page53943/1
Instrument49517
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2968 PHILLIPS AVE, BERKLEY, MI 48072-1108
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000179569
DateSep 27, 2017
Book Page51113/00180
Instrument179569
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2968 PHILLIPS AVE, BERKLEY, MI 48072-1108
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2968 PHILLIPS AVE, BERKLEY, MI 48072-1108

Mortgage

Document Number0000244441
DateNov 19, 2020
Book Page55202/735
Instrument244441
Lender
NameLAKE TRUST CU
TypeCredit Union
AddressBRIGHTON, MI 48114
Agreement
TypeSBA Mortgage
AmountAmount Recorded

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 16, 2017
Property Address2968 PHILLIPS AVE, BERKLEY, MI 48072-1108
Document Number0000095921
Book / Page50671 / 00073
Map ReferenceLB 15 PG 8
Instrument DateMay 12, 2017
Instrument095921
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,612.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2968 PHILLIPS AVE, 2968, BERKLEY, MI 48072-1108

Transferred To (Grantee/Buyer)

NameVerified Name
Address2968 PHILLIPS AVE, BERKLEY, MI 48072-1108

Mortgage

Document Number0000095923
DateMay 16, 2017
Book Page50671/00078
Instrument095923
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,980.00 (-2.9%) Homeowner's exemption$269,490 (+11.61%)$538,980 (+11.61%)
2024$8,218.00 (+19.74%)
2023$241,450$482,900
2021$6,863.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 948 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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