29881 State Rte 784, Grayson, KY 41143 Property Records

Greenup County property record for 29881 State Rte 784, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	1,144 sqft · built 1960
Lot Size	1.72 acres (74,923 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000 (May 2009)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-00-00-023.00`

Property Details

APN / Parcel Number

Primary APN	`080-00-00-023.00`
Alternative APN	`13833`

Interior

Stories	1 Story
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	74,923 sqft (1.72 acres)
Terrain	Rolling
Driveway	Driveway
Porch	Slab

Location & Zoning

Account Number	13833
Street Address	29881 STATE ROUTE 784
City	GRAYSON
State	KY
Zip	41143-6594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	212 X 212 TR LOST CREEK
Legal Subdivision	LOST CREEK
Jurisdiction	GREENUP KY
Township / Civil Division	GREENUP
Census Block Group	4
Census Block	4056
Census Tract	40502

Owner

Source: Greenup County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29881 STATE ROUTE 784, GRAYSON, KY 41143-6594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit ASHLAND CREDIT UNION
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK GRAYSON
Dec 6, 2019	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BK/GRAYSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2009 · Amount on Record
Deed Sale	May 5, 2009 · Amount on Record
Deed Document Number	2009264842
Deed Book / Page	553 / 102-104
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Recording Date	Jul 21, 2026
Property Address	29881 STATE ROUTE 784, GRAYSON, KY 41143-6594
Document Number	0000702638
Book / Page	1118 / 138
Instrument Date	Jun 25, 2026
Instrument	2026702638
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	BESTITLE AGENCY INC, BESTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29881 STATE ROUTE 784, GRAYSON, KY 41143-6594

Mortgage

Document Number	0000702638,
Date	Jul 21, 2026
Book Page	1118/138
Instrument	2026702638

Lender

Name	ASHLAND CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 28, 2051

Interest

Rate	6.53%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	29881 STATE ROUTE 784, GRAYSON, KY 41143-6594
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000585224
Date	Nov 12, 2021
Book Page	M1009/125
Instrument	585224

Lender

Name	COMMERCIAL BANK GRAYSON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 13, 2041

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	29881 STATE ROUTE 784, GRAYSON, KY 41143-6594
Document Number	0000558905
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29881 STATE ROUTE 784 GRAYSON KY 411436594, GRAYSON, KY 41143-6594

Mortgage

Document Number	0000558905
Date	Dec 20, 2019
Book Page	000956/000502
Instrument	558905

Lender

Name	COMMERCIAL BK/GRAYSON
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 19, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Unified School District	Greenup County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$48,000 (+71.43%) Land $10,000 Building $38,000	$48,000 (+71.43%) Land $10,000 Building $38,000
2023	Homeowner's exemption	$28,000 Land $5,000 Building $23,000	$28,000 Land $5,000 Building $23,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1997–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2021 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENUP WATER SYSTEM serves 12,193 people · EPA ID KY0450169
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018 Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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