29169 State Rte 784, Grayson, KY 41143 Property Records

Greenup County property record for 29169 State Rte 784, Grayson, KY 41143

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,064 sqft · built 1974
Lot Size	0.7 acres (30,493 sqft)
Owner	Individual Name on Record
Last Sale	$552,000 (Jun 2025)
Tax Bill	$2,953 (2023)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`064-00-00-009.00`

Property Details

APN / Parcel Number

Primary APN	`064-00-00-009.00`
Alternative APNs	`38319` `49191` `52650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,064 sqft Living Area
Basement Area	1,064 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,493 sqft (0.7 acres)
Garage Type	Mixed
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	52650
Street Address	29169 STATE ROUTE 784
City	GRAYSON
State	KY
Zip	41143-6587
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOST CREEK 212.72 AC M/L
Legal Subdivision	LOST CREEK
Legal Tract	350
Jurisdiction	GREENUP KY
Township / Civil Division	GREENUP
Census Block Group	4
Census Block	4056
Census Tract	40502

Owner

Source: Greenup County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	29169 STATE ROUTE 784, GRAYSON, KY 41143-6587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE SERVICES
Jun 10, 2025	Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Deed Document Number	660652
Deed Book / Page	D686 / 153
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	29169 STATE ROUTE 784, GRAYSON, KY 41143-6587
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	BESTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000601436
Date	Oct 20, 2022
Book Page	M1034/406
Instrument	601436

Lender

Name	FIRST OPTION MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENUP KY
Recording Date	Jun 10, 2025
Property Address	29169 STATE ROUTE 784, GRAYSON, KY 41143-6587
Document Number	0000660652
Book / Page	D686 / 153
Instrument Date	Jun 4, 2025
Instrument	660652
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11816 INWOOD RD, DALLAS, TX 75244-8011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29169 STATE ROUTE 784, GRAYSON, KY 41143-6587

Mortgage

Document Number	0000660653
Date	Jun 10, 2025
Instrument	660653

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Mortgage

Document Number	0000660654
Date	Jun 10, 2025
Book Page	M1088/241
Instrument	660654

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Unified School District	Greenup County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$552,000 (+91%) Land $280,000 Building $272,000	$552,000 (+91%) Land $280,000 Building $272,000
2023	$2,953.00	$289,000 Land $150,000 Building $139,000	$289,000 Land $150,000 Building $139,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1997–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2021 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENUP WATER SYSTEM serves 12,193 people · EPA ID KY0450169
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018 Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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