2988 Talaga Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 2988 Talaga Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,661 sqft · built 2001
Lot Size	0.06 acres (2,649 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jul 2021)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-401-027`

Property Details

APN / Parcel Number

Primary APN	`19-30-401-027`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,661 sqft
Gross Area	2,433 sqft
1st Floor Area	772 sqft
2nd Floor Area	889 sqft

Exterior

Year Built	Built 2001
Exterior Material	Frame Siding
Lot Area	2,649 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	2988 TALAGA DR
City	ALGONQUIN
State	IL
Zip	60102-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0039557 SELY 37.10FT LT 40 AS MEAS ON E LINE WINDING CREEK UNIT 1 FIRST RESUB
Legal Range	08E
Legal Township	43N
Legal Section	30
Legal Subdivision	WINDING CRK #1 1ST RESUB
Legal Lot Number	40
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4002
Census Tract	871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2988 TALAGA DR, ALGONQUIN, IL 60102-6851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE COMPAN
Jun 3, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 4, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Jun 4, 2019
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 20, 2021
Property Address	2988 TALAGA DR, ALGONQUIN, IL 60102-6851
Document Number	0000039557
Map Reference	DOC 2002R0085982
Instrument Date	Jun 15, 2021
Instrument	2021R0039557
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2988 TALAGA DR, ALGONQUIN, IL 60102-6851

Mortgage

Document Number	0000039558
Date	Jul 20, 2021
Instrument	2021R0039558

Lender

Name	SOLUTIONS FINANCIAL MORTGAGE COMPAN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 3, 2019
Property Address	2988 TALAGA DR, ALGONQUIN, IL 60102-6851
Document Number	0000015755
Instrument Date	May 24, 2019
Instrument	15755
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2988 TALAGA DR ALGONQUIN IL 601026851, ALGONQUIN, IL 60102-6851

Mortgage

Document Number	15756
Date	Jun 3, 2019
Instrument	15756

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Interest

Rate	4.62%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 4, 2019
Property Address	2988 TALAGA DR, ALGONQUIN, IL 60102-6851
Document Number	0000015961
Instrument Date	May 24, 2019
Instrument	15961
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2988 TALAGA DR ALGONQUIN IL 601026851, ALGONQUIN, IL 60102-6851

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$83,980 Land $16,326 Building $67,654	$251,940 Land $48,978 Building $202,962

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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