2984 Talaga Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 2984 Talaga Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,717 sqft · built 2003
Lot Size	0.039 acres (1,709 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Dec 2022)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-401-025`

Property Details

APN / Parcel Number

Primary APN	`19-30-401-025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,717 sqft
Gross Area	2,437 sqft
1st Floor Area	720 sqft
2nd Floor Area	997 sqft

Exterior

Year Built	Built 2003
Exterior Material	Frame Siding
Lot Area	1,709 sqft (0.039 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	2984 TALAGA DR
City	ALGONQUIN
State	IL
Zip	60102-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0040746 SELY 23.73FT NWLY 61.03FT LT 40 AS MEAS ON E LINE WINDING CREEK UNIT 1 FIRST RESUB MEMO: REBENSTORF, COLIN/
Legal Range	08E
Legal Township	43N
Legal Section	30
Legal Subdivision	WINDING CRK 01 01 RESUB
Legal Lot Number	40
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4002
Census Tract	871206

Owner

2984 Talaga Dr is owned and occupied by an individual who bought it in December 2022.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2984 TALAGA DR, ALGONQUIN, IL 60102-6851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE LLC
Dec 9, 2022	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
May 8, 2017	Warranty Deed, Transfer · Conventional with PMI INLAND BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on File
Deed Sale	Dec 9, 2022 · Amount on File
Prior Sale	May 8, 2017 · Amount on File
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2984 TALAGA DR, ALGONQUIN, IL 60102-6851
Transaction Type	Mortgage
Record Updated	Jan 18, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2984 TALAGA DR, ALGONQUIN, IL 60102-6851

Mortgage

Document Number	0000000432
Date	Jan 5, 2024
Instrument	2024R0000432

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	HOLLYWOOD, FL 33020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%
Change Frequency	5 Years

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 9, 2022
Property Address	2984 TALAGA DR, ALGONQUIN, IL 60102-6851
Document Number	0000040746
Map Reference	DOC 2002R0085982
Instrument Date	Dec 2, 2022
Instrument	2022R0040746
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2984 TALAGA DR, ALGONQUIN, IL 60102-6851

Mortgage

Document Number	0000040747
Date	Dec 9, 2022
Instrument	2022R0040747

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 8, 2017
Property Address	2984 TALAGA DR, ALGONQUIN, IL 60102-6851
Document Number	0000016334
Instrument Date	May 2, 2017
Instrument	16334
Transaction Type	Transfer
Record Updated	Jun 12, 2017
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1483 E EVERGREEN DR #304 PALATINE IL 600748752, 304, PALATINE, IL 60074-8752

Mortgage

Document Number	16335
Date	May 8, 2017
Instrument	16335

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 7, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$78,995 Land $14,925 Building $64,070	$236,985 Land $44,775 Building $192,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2984 Talaga Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2984 Talaga Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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