2987 E Ridgewood Ct, Oregon, IL 61061 Property Records

Ogle County property record for 2987 E Ridgewood Ct, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	2,084 sqft · built 2001
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Tax Bill	$7,626 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-01-277-019`

Property Details

APN / Parcel Number

Primary APN	`16-01-277-019`

Interior

Stories	2 Stories
Building Area	2,084 sqft Living Area
Basement Area	1,042 sqft
Unfinished Basement	1,042 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Attached
Garage Area	808 sqft

Location & Zoning

Street Address	2987 E RIDGEWOOD CT
City	OREGON
State	IL
Zip	61061-9696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:10 TWP:23 SECT/LOT:1 LOT 3 OAK MEADOWS PHASE 1
Legal Range	10
Legal Township	23
Legal Section	01
Legal Subdivision	OAK MDWS PH I
Legal Phase	E
Legal Block	10
Legal Lot Number	1,3
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	5
Census Block	5014
Census Tract	961400

Owner

Source: Ogle County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2987 E RIDGEWOOD CT, OREGON, IL 61061-9696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE BANK NA
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	2987 E RIDGEWOOD CT, OREGON, IL 61061-9696
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003666
Date	Jun 28, 2017
Instrument	201703666

Lender

Name	RESOURCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 15, 2022

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	2987 E RIDGEWOOD CT, OREGON, IL 61061-9696
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006787
Date	Sep 11, 2020
Instrument	202006787

Lender

Name	RESOURCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,626.00 (+23.74%)	$95,101 (+18.84%) Land $18,825 Building $76,276	$285,303 (+18.84%) Land $56,475 Building $228,828
2023		$80,025 Land $16,346 Building $63,679	$240,075 Land $49,038 Building $191,037
2022	$6,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
LR Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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