3177 E Ridgewood Ct, Oregon, IL 61061 Property Records

Ogle County property record for 3177 E Ridgewood Ct, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,800 sqft · built 1997
Lot Size	1.46 acres (63,598 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jul 2023)
Tax Bill	$9,928 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-06-304-002`

Property Details

APN / Parcel Number

Primary APN	`17-06-304-002`

Interior

Stories	1 Story
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	63,598 sqft (1.46 acres)

Location & Zoning

Street Address	3177 E RIDGEWOOD CT
City	OREGON
State	IL
Zip	61061-9697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:11 TWP:23 SECT/LOT:6 LOT 20 OAK MEADOWS PHASE 1
Legal Range	11
Legal Township	23
Legal Section	06
Legal Subdivision	OAK MDWS PH I
Legal Phase	E
Legal Block	11
Legal Lot Number	6,20
Jurisdiction	OGLE IL
Township / Civil Division	PINE ROCK
Census Block Group	1
Census Block	1006
Census Tract	961301

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3177 E RIDGEWOOD CT, OREGON, IL 61061-9697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	20232948
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jul 11, 2023
Property Address	3177 E RIDGEWOOD CT, OREGON, IL 61061-9697
Document Number	0000002948
Map Reference	PF C PG 84
Instrument Date	Jul 7, 2023
Instrument	202302948
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3177 E RIDGEWOOD CT, OREGON, IL 61061-9697

Mortgage

Document Number	0000002949
Date	Jul 11, 2023
Instrument	202302949

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jun 17, 2022
Property Address	3177 E RIDGEWOOD CT, OREGON, IL 61061-9697
Document Number	0000003534
Map Reference	FILE C PG 84
Instrument Date	Jun 15, 2022
Instrument	202203534
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3177 E RIDGEWOOD CT, OREGON, IL 61061-9697

Mortgage

Document Number	0000003535
Date	Jun 17, 2022
Instrument	202203535

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Pine Rock Township
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,928.00 (+32.18%)	$116,610 (+18.3%) Land $15,901 Building $100,709	$349,830 (+18.3%) Land $47,703 Building $302,127
2023		$98,568 (+9.03%) Land $12,144 Building $86,424	$295,704 (+9.03%) Land $36,432 Building $259,272
2022	$7,511.00	$90,404 Land $11,138 Building $79,266	$271,212 Land $33,414 Building $237,798

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
LR Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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