2986 Elm Tree Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 2986 Elm Tree Ct, Spring Valley, CA 91978

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 928 sqft · built 1986
Lot Size	1.48 acres (64,796 sqft)
Owner	Individual Name on Record
Last Sale	$369,000 (Apr 2021)
Tax Bill	$5,307 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`506-110-11-06`

Property Details

APN / Parcel Number

Primary APN	`506-110-11-06`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	928 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	64,796 sqft

Location & Zoning

Street Address	2986 ELM TREE CT
City	SPRING VALLEY
State	CA
Zip	91978-1965
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US 6 PER DOC85-287020&373586&UND INT IN TR 011284
Legal Subdivision	SAN DIEGO #4398-1
Legal Tract	011284
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	13505

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2986 ELM TREE CT, SPRING VALLEY, CA 91978-1965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Intrafamily Transfer, Transfer CORINTHIAN TITLE COMPANY INC
Apr 13, 2021	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Aug 17, 2015 · Amount on Record
Deed Document Number	2021286942
Prior Transfer Date	May 4, 1994
Prior Transfer Doc	0000312650
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2021
Property Address	2986 ELM TREE CT, SPRING VALLEY, CA 91978-1965
Document Number	0000286941
Map Reference	MAP 11284
Instrument Date	Apr 6, 2021
Instrument	2021-0286941
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CORINTHIAN TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4957 RIO BRAVO DR, BANNING, CA 92220-6644

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2021
Property Address	2986 ELM TREE CT, SPRING VALLEY, CA 91978-1965
Document Number	0000286942
Map Reference	MAP 11284
Instrument Date	Apr 6, 2021
Instrument	2021-0286942
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 ELM TREE CT, SPRING VALLEY, CA 91978-1965

Mortgage

Document Number	0000286943
Date	Apr 13, 2021
Instrument	2021-0286943

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$407,401 (+2%) Land $177,133 Building $230,268
2025	$5,307.00 (+2.55%) Homeowner's exemption	$399,413 (+4.04%) Land $173,660 Building $225,753
2023	$5,175.00 (+1.99%)	$383,905 Land $166,917 Building $216,988
2022	$5,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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