2980 Elm Tree Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 2980 Elm Tree Ct, Spring Valley, CA 91978

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 916 sqft · built 1986
Lot Size	1.48 acres (64,796 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,612 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`506-110-11-09`

Property Details

APN / Parcel Number

Primary APN	`506-110-11-09`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	916 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	64,796 sqft

Location & Zoning

Street Address	2980 ELM TREE CT
City	SPRING VALLEY
State	CA
Zip	91978-1965
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US 9 PER DOC85-287020&373586&UND INT IN TR 011284
Legal Subdivision	COUNTY/SAN DIEGO #4398-1
Legal Tract	011284
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	13505

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2980 ELM TREE CT, SPRING VALLEY, CA 91978-1965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 29, 2019	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 29, 2019	Grant Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
May 21, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019
Deed Sale	Jul 29, 2019
Prior Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	2019308117
Last Transfer Date	Aug 26, 2019
Transfer Doc	0000363016
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2980 ELM TREE CT, SPRING VALLEY, CA 91978-1965
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000377133
Date	Jul 15, 2020
Instrument	2020-0377133

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2019
Property Address	2980 ELM TREE CT, SPRING VALLEY, CA 91978-1965
Document Number	0000363016
Instrument Date	Aug 26, 2019
Instrument	363016
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2980 ELM TREE CT SPRING VALLEY CA 919781965, SPRING VALLEY, CA 91978-1965

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2019
Property Address	2980 ELM TREE CT, SPRING VALLEY, CA 91978-1965
Document Number	0000308117
Map Reference	MAP 11284
Instrument Date	Jul 2, 2019
Instrument	2019-0308117
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2980 ELM TREE CT, SPRING VALLEY, CA 91978-1965

Mortgage

Document Number	0000308118
Date	Jul 29, 2019
Instrument	2019-0308118

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2019
Property Address	2980 ELM TREE CT, SPRING VALLEY, CA 91978-1965
Document Number	0000308116
Instrument Date	Jun 22, 2019
Instrument	308116
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount Recorded
Tax	$342.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2980 ELM TREE CT SPRING VALLEY CA 919781965, SPRING VALLEY, CA 91978-1965

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	May 21, 2019
Property Address	2980 ELM TREE CT, SPRING VALLEY, CA 91978-1965
Document Number	0000191243
Instrument Date	May 17, 2019
Instrument	191243
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2980 ELM TREE CT SPRING VALLEY CA 919781965, SPRING VALLEY, CA 91978-1965

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$346,919 (+2%) Land $223,101 Building $123,818
2025	$4,612.00 (+4.56%) Homeowner's exemption	$340,118 (+4.04%) Land $218,727 Building $121,391
2023	$4,411.00 (+2.13%) Homeowner's exemption	$326,913 Land $210,235 Building $116,678
2022	$4,319.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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