2985 White Magnolia Loop, Clermont, FL 34711 Property Records

Lake County property record for 2985 White Magnolia Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,928 sqft · built 2003
Lot Size	0.254 acres (11,098 sqft)
Owner	2 Owner Names on Record
Last Sale	$175,200 (Aug 2003)
Tax Bill	$2,417 (2024)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-23-26-1300-000-01800`

Property Details

APN / Parcel Number

Primary APN	`03-23-26-1300-000-01800`
Alternative APN	`3810650`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,928 sqft Living Area
1st Floor Area	1,256 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,098 sqft (0.254 acres)
Garage Type	Finished
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	448 sqft
Porch	Open Porch
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3810650
Street Address	2985 WHITE MAGNOLIA LOOP
City	CLERMONT
State	FL
Zip	34711-6256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA PARK PHASE I PB 47 PG 18-19 LOT 18 ORB 2383 PG 1328
Legal Range	26E
Legal Township	23S
Legal Section	03
Legal Subdivision	MAGNOLIA PARK
Legal Phase	1
Legal Tract	1300
Legal Lot Number	18
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1015
Census Tract	31306

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2985 WHITE MAGNOLIA LOOP, CLERMONT, FL 34711-6256
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2003 · Amount on Record
Deed Sale	Aug 14, 2003 · Amount on Record
Deed Document Number	0238301328
Deed Book / Page	02383 / 01328
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2985 WHITE MAGNOLIA LOOP, CLERMONT, FL 34711-6256
Document Number	0054561738
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2985 WHITE MAGNOLIA LOOP CLERMONT FL 347116256, CLERMONT, FL 34711-6256

Mortgage

Document Number	0054561738
Date	Apr 16, 2020
Book Page	005456/001738
Instrument	44474

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,970 (+5.98%) Land $55,120 Building $132,850	$397,725 (+2.52%) Land $55,120 Building $342,605
2024	$2,417.00 (+2.33%)
2023	$2,362.00 (+3.46%) Homeowner's exemption	$177,360 (+3%)	$387,945 (+17.99%) Land $55,120 Building $332,825
2022	$2,283.00 Homeowner's exemption	$172,200	$328,797 Land $44,720 Building $284,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20