2985 Oro Blanco Cir, Escondido, CA 92027 Property Records

San Diego County property record for 2985 Oro Blanco Cir, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,782 sqft · built 2007
Lot Size	0.133 acres (5,774 sqft)
Owner	2 Individual Names on File
Last Sale	$617,000 (Jul 2020)
Tax Bill	$11,186 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`225-780-30-00`

Property Details

APN / Parcel Number

Primary APN	`225-780-30-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,782 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	5,774 sqft (0.133 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2985 ORO BLANCO CIR
City	ESCONDIDO
State	CA
Zip	92027-5258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-P
Legal Description	LOT 30 TR 015275
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	015275
Legal Block	2
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2010
Census Tract	20110

Owner

2985 Oro Blanco Cir is owned and occupied by two individuals who bought it in July 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2985 ORO BLANCO CIR, ESCONDIDO, CA 92027-5258
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 26, 2018	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Jul 7, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Dec 16, 2019	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	Dec 22, 2014 · Amount on File
Deed Document Number	2020357901
Prior Transfer Date	Mar 20, 2015
Prior Transfer Doc	0000138083
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2985 ORO BLANCO CIR, ESCONDIDO, CA 92027-5258
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	SPRUCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2985 ORO BLANCO CIR, ESCONDIDO, CA 92027-5258

Mortgage

Document Number	0000290551
Date	Apr 14, 2021
Instrument	2021-0290551

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2985 ORO BLANCO CIR, ESCONDIDO, CA 92027-5258
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074651
Date	Feb 26, 2018
Instrument	2018-0074651

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2020
Property Address	2985 ORO BLANCO CIR, ESCONDIDO, CA 92027-5258
Document Number	0000357901
Instrument Date	Jun 8, 2020
Instrument	357901
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$679.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2985 ORO BLANCO CIR ESCONDIDO CA 920275258, ESCONDIDO, CA 92027-5258

Mortgage

Document Number	357902
Date	Jul 7, 2020
Instrument	357902

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2985 ORO BLANCO CIR, ESCONDIDO, CA 92027-5258
Document Number	0000001741
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2985 ORO BLANCO CIR ESCONDIDO CA 920275258, ESCONDIDO, CA 92027-5258

Mortgage

Document Number	0000001741
Date	Jan 3, 2020
Instrument	1741

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2985 Oro Blanco Cir was $11,186 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$681,213 (+2%) Land $196,717 Building $484,496
2025	$11,186.00 Homeowner's exemption	$667,857 Land $192,860 Building $474,997
2023	$10,899.00 (+2.27%) Homeowner's exemption	$641,925 Land $185,372 Building $456,553
2022	$10,657.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2985 Oro Blanco Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2985 Oro Blanco Cir is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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