2980 Oro Blanco Cir, Escondido, CA 92027 Property Records

San Diego County property record for 2980 Oro Blanco Cir, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,328 sqft · built 2007
Lot Size	0.132 acres (5,765 sqft)
Owner	2 Individual Names on File
Last Sale	$529,000 (Oct 2018)
Tax Bill	$10,021 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`225-780-32-00`

Property Details

APN / Parcel Number

Primary APN	`225-780-32-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,328 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	5,765 sqft (0.132 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2980 ORO BLANCO CIR
City	ESCONDIDO
State	CA
Zip	92027-5258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-P
Legal Description	LOT 32 TR 015275
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	015275
Legal Block	2
Legal Lot Number	32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2012
Census Tract	20110

Owner

2980 Oro Blanco Cir is owned and occupied by two individuals who bought it in October 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2980 ORO BLANCO CIR, ESCONDIDO, CA 92027-5258
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2017	Deed of Trust, Mortgage · Line of Credit PACIFIC WESTERN NATIONAL BANK
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Oct 11, 2018	Deed of Trust, Mortgage · Conventional with PMI CMG FIN'L
Oct 15, 2018	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on File
Deed Sale	Oct 15, 2018 · Amount on File
Prior Sale	Nov 28, 2007 · Amount on File
Deed Document Number	2018428233
Prior Transfer Date	Jan 14, 2008
Prior Transfer Doc	0000026944
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2980 ORO BLANCO CIR, ESCONDIDO, CA 92027-5258
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000504941
Date	Oct 30, 2017
Instrument	2017-0504941

Lender

Name	PACIFIC WESTERN NATIONAL BANK
Type	Bank
Address	ESCONDIDO, CA 92025

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2980 ORO BLANCO CIR, ESCONDIDO, CA 92027-5258
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223157
Date	Jun 10, 2019
Instrument	2019-0223157

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2980 ORO BLANCO CIR, ESCONDIDO, CA 92027-5258
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000370856
Date	Jul 13, 2020
Instrument	2020-0370856

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2980 ORO BLANCO CIR, ESCONDIDO, CA 92027-5258
Document Number	0000428234
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2980 ORO BLANCO CIR ESCONDIDO CA 920275258, ESCONDIDO, CA 92027-5258

Mortgage

Document Number	0000428234
Date	Oct 15, 2018
Instrument	428234

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2048

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2018
Property Address	2980 ORO BLANCO CIR, ESCONDIDO, CA 92027-5258
Document Number	0000428233
Instrument Date	Sep 26, 2018
Instrument	428233
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$581.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2980 ORO BLANCO CIR ESCONDIDO CA 920275258, ESCONDIDO, CA 92027-5258

Tax Assessment & Valuation

The 2025 property tax bill for 2980 Oro Blanco Cir was $10,021 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$601,905 (+2%) Land $137,626 Building $464,279
2025	$10,021.00 Homeowner's exemption	$590,104 Land $134,928 Building $455,176
2023	$9,763.00 (+2.32%) Homeowner's exemption	$567,191 Land $129,690 Building $437,501
2022	$9,542.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2980 Oro Blanco Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2980 Oro Blanco Cir is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Oro Blanco Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures