2985 Cherokee Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2985 Cherokee Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 1974
Square Footage	2,636 sqft Heated Area
Lot Size	182,081 sqft (4.17 acres)
Garage	Finished, 600 sqft
Occupancy	Owner Occupied
Last Sale	$400,000 (2020)
Tax Bill	$4,932.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`58701`
Alternative APN	`242629367000150060`

Interior

Full Baths	3 Baths
Building Area	2,636 sqft Heated Area
Gross Area	4,100 sqft Gross Area
1st Floor	1,436 sqft 1st Floor
Upper Floors	1,200 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1974
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	182,081 sqft (4.17 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	600 sqft Garage
Porch	Finished/Screened Porch
Porch Area	448 sqft Porch
Pole Structure	729 sqft Pole Structure

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	58701
Street Address	2985 CHEROKEE RD
City	SAINT CLOUD
State	FL
Zip	34772-7435
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KISSIMMEE PARK PB 1 PG 41 BLK 15 LOT 6 LESS E 267 FT & THAT PORTION OF VAC ORANGEWOOD AVE ABUTTING ABOVE SAID LEGAL
Legal Range	29E
Legal Township	26S
Legal Section	24
Legal Subdivision	KISSIMMEE PARK
Legal Tract	3670
Legal Block	15
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records · APN 58701

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2985 CHEROKEE RD, SAINT CLOUD, FL 34772-7435
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 07, 2020 · Amount on Record
Deed Sale	May 07, 2020 · Amount on Record
Prior Sale	Aug 30, 2002 · Amount on Record
Deed Doc Number	2020061347
Deed Book / Page	5719 / 529
Record Refreshed	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 07, 2020
Property Address	2985 CHEROKEE RD, SAINT CLOUD, FL 34772-7435
Document Number	0057190529
Book / Page	005719 / 000529
Instrument Date	May 06, 2020
Instrument	61347
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2985 CHEROKEE RD ST CLOUD FL 347727435, ST CLOUD, FL 34772-7435

Mortgage

Document Number	57190531
Date	May 07, 2020
Book Page	005719/000531
Instrument	61348

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 06, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,932.00 (+15.88%) Homeowner's exemption	$345,445 (+14.97%)	$532,800 (+9.18%) Land $188,100 Building $344,700
2023	$4,256.00 (+4.01%) Homeowner's exemption	$300,458 (+3%)	$488,000 (+22.8%) Land $188,100 Building $299,900
2022	$4,092.00 Homeowner's exemption	$291,707	$397,400 Land $143,000 Building $254,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	About 1 in 201 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.