2974 Cherokee Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2974 Cherokee Rd, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	2,247 sqft Living Area
Lot Size	87,120 sqft (2 acres)
Occupancy	Owner Occupied
Last Sale	$280,000 (2015)
Tax Bill	$4,441.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`24-26-29-3670-0014-0161`
Alternative APNs	`262924367000140161` `58695`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,247 sqft Living Area
Gross Area	3,182 sqft Gross Area
1st Floor	2,247 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	87,120 sqft (2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	36 sqft Pool
Shed	1 Shed
Shed Area	56 sqft Shed
Deck Area	1,554 sqft Deck
Porch Area	473 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2974 CHEROKEE RD
City	SAINT CLOUD
State	FL
Zip	34772-7430
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KISSIMMEE PARK PB 1 PG 041 BLK 14 BEG NELY COR LOT 16, SWLY ALONG LOT LINE 200 FT, WLY PARALLEL WITH SLY LINE 435.6 FT, NLY DIR PARA TO E/L 200 FT, ELY 435.6 FT TO POB
Legal Range	29E
Legal Township	26S
Legal Section	24
Legal Subdivision	KISSIMMEE PARK
Legal Tract	3670
Legal Block	14
Legal Lot Number	16
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records · APN 24-26-29-3670-0014-0161

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2974 CHEROKEE RD, SAINT CLOUD, FL 34772-7430
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2015 · Amount on Record
Deed Sale	Sep 02, 2015 · Amount on Record
Prior Sale	Mar 22, 1999 · Amount on Record
Deed Doc Number	2015131225
Deed Book / Page	4835 / 2351
Last Transfer Date	Apr 10, 2021
Transfer Doc	0059500288
Record Refreshed	Jun 08, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	May 04, 2021
Property Address	2974 CHEROKEE RD, SAINT CLOUD, FL 34772-7430
Document Number	0059500288
Book / Page	5950 / 288
Instrument Date	Apr 10, 2021
Instrument	2021067688
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	2020 TITLE LLC, 20 TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	2974 CHEROKEE RD, SAINT CLOUD, FL 34772-7430

Mortgage

Document Number	5950291
Date	May 04, 2021
Instrument	5950/291

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,656.00 (+4.84%) Homeowner's exemption	$325,522 (+5.99%)	$537,700 (+1.97%) Land $140,000 Building $397,700
2024	$4,441.00 (+2.09%)
2023	$4,350.00 (+17.63%) Homeowner's exemption	$307,134 (+16.55%)	$527,300 (+40.91%) Land $140,000 Building $387,300
2022	$3,698.00 Homeowner's exemption	$263,529	$374,200 Land $76,000 Building $298,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	57.0 ft

Wildfire

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	About 1 in 205 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.