Santa Clara County property record for 2985 Bannister Ave, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,716 sqft · built 1936 |
| Lot Size | 9.1 acres (396,396 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Jan 2019) |
| Tax Bill | $15,013 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 830-17-085 |
| Primary APN | 830-17-085 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 396,396 sqft |
| Porch | None |
| Heating System | HVAC |
|---|
| Street Address | 2985 BANNISTER AVE |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-9191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HS |
| Legal Description | LOT 1 |
| Legal Subdivision | PARCEL MAP |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 512402 |
2985 Bannister Ave is owned and occupied by two individuals who bought it in January 2019.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2985 BANNISTER AVE, GILROY, CA 95020-9191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THELENDER |
| Jan 4, 2019 | Grant Deed, Transfer · Conventional Mortgage MADISON LIVING TRUST (IT) |
| Jan 4, 2019 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2019 · Amount on File |
| Deed Sale | Jan 4, 2019 · Amount on File |
| Prior Sale | May 15, 2013 · Amount on File |
| Deed Document Number | 201924092064 |
| Prior Transfer Date | Dec 21, 2018 |
| Prior Transfer Doc | 0024092065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 2985 BANNISTER AVE, GILROY, CA 95020-9191 |
| Document Number | 0024382357 |
| Instrument Date | Jan 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2985 BANNISTER AVE GILROY CA 950209191, GILROY, CA 95020-9191 |
| Document Number | 0024382357 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 24382357 |
| Name | THELENDER |
|---|---|
| Address | ST PETERS, MO 63376 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jan 4, 2019 |
| Property Address | 2985 BANNISTER AVE, GILROY, CA 95020-9191 |
| Document Number | 0024092064 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 24092064 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,210.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2626 BRIDLE PATH DR GILROY CA 95020, GILROY, CA 95020 |
| Document Number | 24092066 |
|---|---|
| Date | Jan 4, 2019 |
| Instrument | 24092066 |
| Name | MADISON LIVING TRUST (IT) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 3, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jan 4, 2019 |
| Property Address | 2985 BANNISTER AVE, GILROY, CA 95020-9191 |
| Document Number | 0024092065 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 24092065 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2985 BANNISTER AVE GILROY CA 950209191, GILROY, CA 95020-9191 |
The 2025 property tax bill for 2985 Bannister Ave was $15,013.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,251,607 (+2%) Land $1,024,044 Building $227,563 | |
| 2025 | $15,013.00 | $1,227,066 Land $1,003,965 Building $223,101 |
| 2023 | $14,666.00 (+1.82%) | $1,179,420 Land $964,981 Building $214,439 |
| 2022 | $14,404.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2985 Bannister Ave in Zone D, where flood risk has not been studied, though there have been 32 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 32 (1986–2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2985 Bannister Ave is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 52% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW AVENUE MUTUAL WATER COMPANY private · serves 305 people · EPA ID CA4300771 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier, South Valley Internet, T-Mobile, Verizon.
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